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joint accounts, or do you have your own



 
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MUSHCAT
MUSHCAT's Photo Posts: 4,624
2/7/13 8:33 P

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We each have our own...we don't need to know each other's indulgences and splurges as long as all the bills are paid.

Happy Days come from a limitless well I can drink from whenever I choose - Petra Van Baar

I thank God for all His Blessings on me,
And the mercy that He's bestowed.
I'm drinking from my saucer,
'Cause my cup has overflowed. - Michael Combs

Wishing you love, peace, joy, and blessings, Judi



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JENAE954
Posts: 7,019
2/7/13 8:31 P

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I have my own and am not gonna share.

Jenae


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JOBOBWIFE
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2/7/13 8:22 P

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joint



APRILLPHILLIPS
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2/7/13 7:38 P

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Hae my own and he has his own.



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JANIEWWJD
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2/7/13 7:30 P

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Joint; my husband and I are soul mates. We have done everything together since we were sixteen. We have been married nearly 38 years.

Janie Garcia Moreno

"WITH GOD ALL THINGS ARE POSSIBLE"

"PRAYER CHANGES THINGS"

"NEVER PUT A QUESTION MARK WHERE GOD HAS PUT A PERIOD!"

"WHAT THE MIND CAN CONCEIVE AND BELIEVE, IT CAN ACHIEVE!"


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TEEBEE44
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2/7/13 6:35 P

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my own but I have access to his



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GYMMAN59
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2/7/13 6:32 P

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Everything is in joint accounts,been working pretty well for us for 21yrs. emoticon


JIMMY

_____________________
Never think of weakness as a lack of strength.
- Author unknown



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CLRWILLIAMS25
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2/7/13 2:59 P

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We have separate accounts. Honestly, I though we would have a joint account after we got married, but this works well for us, so we haven't changed it. We each pay certain bills so everything is split pretty evenly.



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NORWOODGIRL
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2/7/13 2:35 P

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both

------- Carolyn -------
----- Ontario Canada ----





ASHLEYGILLE
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2/7/13 12:49 P

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Separate, but each account includes both of our names; this works well for us.

Trying to maintain my weight at 110 +/- 2 lbs.


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MASSCLYDE
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2/7/13 12:38 P

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We've had a joint account since we were married (30 yrs). It's always worked well for us.



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CATIEBELLE
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2/7/13 12:34 P

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Since my husband is an over the road trucker he got his own account which he uses for his expenses and we have a joint account which I use to pay bills and such. This way he does not mess me up by removing money designated for bills and always has money available for his expenses.

You make the world a better place by making yourself a better person.
Scott Sorrell
But if we hope for what we do not yet have, we wait for it patiently. Romans 8:25 NIV



SUGAR0814
SUGAR0814's Photo Posts: 676
2/7/13 12:31 P

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Separate but each others name is on both accounts

*Smooches*


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EXPOGIRL50
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2/7/13 12:20 P

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both



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PENNYSAVER2
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2/7/13 11:55 A

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Joint accounts /one main income/ very strict budget

I CAN do this ONE day at a time.


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ARUSHING2
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2/7/13 11:44 A

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One for us, several for her and several for me . . . each has different purposes.



JVOLL1234
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2/7/13 11:44 A

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35 years as joint



KARALEAM
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2/7/13 11:44 A

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joint account



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RASIRE
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2/7/13 11:41 A

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We have two joint accounts -- one for expenses and one for savings. Then we both have our own separate accounts.

Edited by: RASIRE at: 2/7/2013 (11:46)
;-)


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BAMAROSE
Posts: 382
2/7/13 11:39 A

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We are a one pot family and it works well for us. I have friends who have seperate accounts and it works well for them. Whatever works, that everyone is happy with!

Rosy


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GOALIEGRANDMA3
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2/6/13 12:57 P

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joint, but some cds in my own name, plus a checking in my own name


My name is Martha.

2003 : began WW 45# heavier than now .


"Which we hope ever to do with ease we must first learn to do with diligence."

Samuel Johnson

______



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IRISHFANUH87
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2/6/13 12:24 P

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Joint



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GRIZ1GIRL
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2/6/13 11:00 A

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Joint everything with right of survivorship...

It Is What It Is.... :)


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FIRECOM
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2/6/13 10:53 A

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Joint

"It is easier to raise good children than to fix bad men" by Fredrick Douglas.

Co team leader for Living With Diabetes team.

Co Leader for Healthy Hearts team.

Leader of Gilbert Speaks team.


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RIET69
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2/6/13 10:44 A

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Joint



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LOSE4LIFE47
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2/6/13 10:41 A

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joint account

Peggy (Colorado)

Please check out the teams I am on: Fit For Christ, **Positive Sparkers**, Calling Christian Women-The Official Team, Fun and Games, The churches of Christ Salutes You! & Women in The church of Christ.







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SBURDEN
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2/6/13 9:55 A

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We have separate and we split the bills to make things even.



CMCOLE
CMCOLE's Photo Posts: 2,105
2/6/13 8:12 A

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We have both.

The bills are handled from a joint account.
It's actually his only account, as well.

I, on the other hand, have a couple, but he knows of them, and one in particular is used for his school fees, etc., so it's kept separate from others - and we know exactly what's there (and what needs to be there)



MLAN613
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2/6/13 7:59 A

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Separate. We got married a little later in life and it's just easier. He handles the rent, the phones (got a great deal) and I cover the utilities and such, so it balances. We share in the groceries.



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128PERFECT
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2/6/13 6:01 A

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My husband and I have two joint accounts but I use one for all of my banking and he uses the other for his.



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WELLNESSME09
WELLNESSME09's Photo Posts: 7,301
2/6/13 5:19 A

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Both!


Ane Marie
Hamilton On.Canada Est

Walking takes longer than any
other known form of locomotion
except crawling. Thus it stretches
time and prolongs life.

Edward Abbey




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THROOPER62
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2/6/13 5:18 A

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His, mine and ours



GUITARGAL2
GUITARGAL2's Photo Posts: 1,880
2/6/13 5:00 A

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both...joint for household expenses; our own for whatever.



 current weight: 139.2 
 
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TCANNO
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2/6/13 4:02 A

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no

Made it, this time to my goal of 72K but reset it 70k to let me go up or down. I will be very happy to stay between the two.

See
http://trevcannon.blogspot.co.uk/


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DETERMINEDLOSER
DETERMINEDLOSER's Photo Posts: 4,044
2/6/13 3:34 A

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I have my own




 current weight: 257.4 
 
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ARUSHING2
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2/6/13 12:32 A

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both



SWIMOM
Posts: 323
2/6/13 12:17 A

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One household acct. One joint education acct. that we share with our college age son. I should say, I put money in and he takes it out! Hubby has his play money acct.



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BLUENOSE63
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2/6/13 12:10 A

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Both



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RICU1952
RICU1952's Photo SparkPoints: (98,296)
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2/5/13 9:27 P

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My own account



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POKIEFUZZBUCKET
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2/5/13 9:27 P

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My fiancé and I have separate accounts, and I don't for the time being see a reason to change that.


"I urge you to please notice when you are happy, and exclaim or murmur or think at some point, 'If this isn't nice, I don't know what is'."

- Kurt Vonnegut, in
A Man Without A Country


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TREE57
TREE57's Photo Posts: 485
2/5/13 9:20 P

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joint

Trisia
North Central Texas

Unless you try to do something beyond what you have already mastered, you will never grow.
~Ralph Waldo Emerson

http://www.sparkpeople.com/myspark/gro
ups_individual.asp?gid=57776


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CSROBERTSON621
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2/5/13 8:59 P

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Other than retirement accounts, they are joint.

Starting Weight: 260 lbs. (November 2010)
Quasi-Maintenance: 165 lbs. (June 2011)
Goal Weight: 150 lbs. (reached December 8, 2011)

Size 22W to Size 4

Currently maintaining within 5 lbs. (+ or -) of goal. I weigh daily, but also use a tape measure and the fit of my clothes to guage how well I'm doing.


NORWOODGIRL
NORWOODGIRL's Photo SparkPoints: (57,866)
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2/5/13 8:34 P

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both

------- Carolyn -------
----- Ontario Canada ----





NEPTUNE1939
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2/5/13 8:20 P

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joint



JOYCECAIN
JOYCECAIN's Photo Posts: 1,872
2/5/13 8:19 P

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I am single and I have my own.

"Missing My Friends"

-:¦:-
´¨¨)) -:¦:-
¸.·´ .·´¨¨))
((¸¸.·´ ..·´-:¦:-JoyceCain
-:¦:- ((¸¸.·´*



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JO88BAKO
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2/5/13 8:15 P

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We have both

Nancy from Iowa and
North Carolina

God
Family & Friends
Kure Beach, N.C.

Proud member of Onyx Outlaws BLC15, BLC 16, BLC 17
Proud co-captain of Onyx Outlaws BLC 18, BLC 19
BLC 20, BLC 21




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BACONABACON
BACONABACON's Photo Posts: 154
2/5/13 7:16 P

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We started seperately and got a joint for bills. He now stays home full time with our child and uses the joint.



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SWEETSUGAR7
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2/5/13 7:14 P

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I would have 1 joint for house bills the things you would split.

Then have 1 for you and only you can get into the account.

Having your own isn't a secret it is just something you can control.

Love, Peace and Joy


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RUKIDDINGME123
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2/5/13 7:12 P

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My husband and I have separate accounts he has his own business and its just easier. But we share the same home office and everything is laying out so either one of us can look at the others account at anytime, no passwords, no secrets.

*~*Lisa*~*

"Genes load the gun and lifestyle pulls the trigger"



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PARKERB2
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2/5/13 7:10 P

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i have my own

SPARKERS ROCK!!!!


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KMMAKI
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2/5/13 7:08 P

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everything is joint



PT.JEFFGIRL
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2/5/13 6:53 P

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Joint for two, but I have a savings of my own.


Online Now
HMAZIS
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2/5/13 6:45 P

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joint for the last 27 years, it has always worked for us.


I can do it!!
Spark People are the best!


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DACHI9
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2/5/13 6:29 P

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My own.



CHRISTINA791
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My husband and I keep joint savings for the down payment account and our emergency fund, and a joint chequing account for rent, insurance and other major expenses.

Otherwise, we each have our own chequing accounts and 'pay' the other accounts each pay day. We pay for our own phones, I pay most of the household bills like cable, he pays for any car-related expenses since I almost never use the vehicle. We alternate groceries and other expenses based on who was most recently paid. We both have different budgets set up because we both prefer to handle money in different ways. As long as we're each covering our share of the expenses, it's all good.

We had both had a good decade or so of living on our own before we got married, so by that time you usually have some fairly set ways of dealing with responsibilities. We've adjusted some of our habits to make it easier to manage a combined household, but for the most part we've carried on with how we handled things before we were together.



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LYNNJ1976
LYNNJ1976's Photo Posts: 448
2/5/13 5:57 P

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We have his and mine. But we do have access to both, if ever needed. We don't go into to one another's accounts.



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DANISARANAC1
DANISARANAC1's Photo Posts: 261
2/5/13 5:41 P

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We use my account for everything.

Discipline is just choosing between what you want now, and what you want MOST.


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ONLYZOMBIECAT
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2/5/13 5:20 P

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My dh and I have a joint checking and savings account. We are a single income household. Dh puts money in and I am in charge of paying the bills.

When we got married I had my own bank account. I also had more bills than dh. Over time that changed and it was easier to have everything together.



-Kim


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PFARRAR65
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2/5/13 4:15 P

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have my own



FIT_BY_30
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2/5/13 3:53 P

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My husband and I have done it both ways, joint and seperate. It just works better when we have a joint account. I keep up with the checkbook and pay all the bills, but he works for the money just like I do. He always knows to the penny how much we have in the bank, whether in checking or savings. All our belongings are jointly owned. And if we split up, it won't be a problem, because I tell him if he leaves me, he has to take me with him!

Amanda AKA "Wonder Woman"

:)


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MOM2HANDE
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2/5/13 3:45 P

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Everything is joint with full access by both. One of us is the primary income producer and the other one takes care of managing all the money (meaning paying the bills, tracking investment values, etc.). We are both of a like mind when it comes to spending: frugal. We always talk about major purchases - and even minor ones for that matter. I might ask, "why were groceries so expensive this week?" only to be told, "chicken was on sale so I bought four and froze them and we needed XYZ this week, too." Full and complete trust on both sides.



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YOJULEZ
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2/5/13 3:11 P

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I live with my SO, but I refuse to do anything jointly financially (buy a car, buy another house, buy a 5th wheel, anything like that) with him until we're married. After marriage I'd imagine we'd have a joint account for joint expenses like bills and purchases for the house, but still have our own accounts for "fun money". He makes about 3x's what I do too, so I don't think it would be fair for me to have access and spend his money on things that aren't for him.

Working on maintaining at 140!

If you're interested in checking out the food I've made and liked, come visit me on Pinterest, and feel free to follow me:
pinterest.com/julieanneco/foodz-trie
d-and-liked/


 current weight: 138.0 
 
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SPERRIN2012
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2/5/13 3:04 P

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I did before my divorce and never will have another as I was ripped off! emoticon



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TAMMYSUE21
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2/5/13 1:05 P

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Whatever works for your family. I'm a sahm for now and we only have joint. However, we'll keep it that way when I go back to work also.



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MISSYK25
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2/5/13 12:49 P

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Separate accounts, but one joint one for bills. We agree before hand exactly how much each person is going to put in for bills, and the separate accounts stay separate.



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I_HEART_MY_FAM
I_HEART_MY_FAM's Photo Posts: 1,709
2/5/13 12:48 P

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One income with one account. I am a homemaker, but even if I do work for a paycheck it will be one account. I know seperate acounts have become the new way, but it is odd to me. I wouldn't go for it, it's almost sounds insulting.



PURECOUNTRY29
PURECOUNTRY29's Photo Posts: 864
2/5/13 11:48 A

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this was a poll question on the news this morning, My husband and I have our own, i dont know his passwords for his and he doesnt know mine. We both like it that way, the bills are paid and it gives us something of our own. Just wondered how everyone else felt.



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