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Planning for IVF - holy moly

Tuesday, September 24, 2013

Husband is taking the day off tomorrow and we need that, badly! Poor guy works so hard. The plan is to camp out for the day and watch movies (and yes, eat) and snooze. That's all he wants to do. Heck, I'll do whatever!

Today I had a consultation with my specialist in Portland. We basically talked about the next step and it looks like we'll be doing more testing. The Recurrent Pregnancy Loss panel and Karyotype testing (also for DH). Part of me hopes it's normal. Part of me hopes it comes back with something abnormal that would explain my losses and that could be treated. Fingers crossed karyotyping comes back normal...if not, it's absolutely on to IVF.

So then I went to talk to the lady about IVF financing and got the SHOCK OF MY LIFE. They have a 1-cycle, 2-cycle and 3-cycle deal. Basically, 2 cycles gets you a 5% discount, and 3 gets you a 10% discount. That's cash UP FRONT and you get nothing back if you pay for 3 cycles but it works after only 1. Cost? About 27K for one cycle, 42K for 2 cycles and 59K for 3 cycles. WTF. I did not stop saying holy s*** and holy f***. I know, very impolite. I couldn't help it. I never even fathomed $60,000 for IVF.

The benefits of 1 cycle is the price. Plus, any left-over frozen embryos can be used in the future. The benefit of more cycles, of course, is that if it requires more than one attempt, you are paying less per cycle...and with each cycle we'd potentially be saving a couple of embryos. So basically, any left over embryos could be used at a future date for a second baby...then we'd just have to pay the price of a transfer. So let's say we pay 60K and have a baby and frozen embryos, well, 2 years later I could do a transfer for 8-10K and overall, it'd cost us 70K. If I do 1 cycle and don't have success, I'd have to pay another 27K for the next cycle AND, I'd have no embryos for the future, which means if we'd want another baby via IVF, we'd potentially spend another 50K for a total of close to 100K for 2 babies. There are pros and cons to both. 1 cycle is risky. I think we'd go for 2 at 42K and hope it works and with enough embryos for a later date. The prices are so high because that's worst-case scenario: with ICSI and genetic testing and expensive meds. I guess we'll just wait and see.

In the meantime, I've got 4 more Clomid cycles to go before we move on to IVF. Crossing all fingers and toes.

On a positive note, I've lost a few pounds. Yay! Must keep it up!

Shandi is doing well with her chemo and I haven't had to give her pain meds in 2 weeks. Yeah!
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Member Comments About This Blog Post
    Wow that is very complicated! But I am sure it would be completely worth it. I hope you don't have to go down that expensive road. Someone I know from water aerobics has twin boys with IVF. Maybe you will get a 2 for 1 special emoticon I think she said she was pregnant with 3 initially.
    1060 days ago

    Comment edited on: 9/29/2013 10:23:02 AM
    Crossing fingers for you too! Hope all works out for you. I know of a young woman who had one child and drs. didn't know how that happened with the problems they had with ivf but they tried twice Incurance paid for theirs at the time) they adopted a baby, went on vacation and when she got home she was pregnant with twins. The drs. are still astounded but now they have 4 children. I guess what I am saying is, if it is meant to be... I know that isn't really any comfort to someone who really wants a baby but if it helps you relax about your situation that is what counts. Love your husband and spend as much time as possible with him. Enjoy each other. I lost my husband a year ago and I am so thankful that we had the many years we were together and that we loved each other until the end. Look back with no regrets! My husband ldft the house well and died about a mile away. I have no regrets and I hope everyone can say that as one never knows what lies within the hour!
    1064 days ago
    Wishing you the best. emoticon
    1064 days ago
    Wow, those are insane prices! Are there any other places you could talk to, kind of comparison shop? (Yeah, I know, but really, those prices are enough to drive people into the poorhouse!)

    Big hugs, and you will get through this!
    1065 days ago
  • v LARISSA238
    *hugs* I hope your tests come back okay. It's always scary when you lose a baby. My sister had 2 miscarriages before she stopped trying for a while. She focused on getting school done, and now has her Psy.D (doctorate of psychology). I don't know if she is going to try and have more kids soon. I can't have kids because of the medications I'm on for my bipolar, and going off them is not an option at this point. I hope you can go through IVF and come out with a baby!
    1065 days ago
    Good grief!! The price for IVF sure has sky rocketed in the past few years. Like everyone has $60,000 laying around. I know there is probably a lot of high tech labor intensive work involved but it kind of reeks to me of taking advantage of couples who desperately want a child and have no other choice. Charging inflated prices because of "worse case scenario". I don't like it. But you don't get your money back if worse case scenario doesn't happen. GF, I insist that you get knocked up the old fashioned way, like immediately. LOL. Tomorrow would be good. LOL. Get on it!
    1065 days ago
    that sure is alot of money I would have your exact thoughts. I suppose only the wealthy can afford this? emoticon
    1065 days ago
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