Sunday, August 25, 2013
A friend sent me this scam and I thought I would pass it on to save someone an expensive lesson.
Beware of people bearing gifts .
There is a new and clever credit card scam. Please circulate this.
Someone it happened to says it works like this:
Wednesday a week ago, I had a phone call from someone who said that
he was from some outfit called: "Express Couriers" asking if I was
going to be home because there was a package for me, and the caller
said that the delivery would arrive at my home in roughly an hour.
And sure enough, about an hour later, a uniformed delivery man turned
up with a beautiful basket of flowers and wine. I was very surprised
since it did not involve any special occasion or holiday, and I
certainly didn't expect anything like it. Intrigued about who would
send me such a gift, I inquired as to who the sender is. The
deliveryman's reply was, he was only delivering the gift package, but
allegedly a card was being sent separately; (the card has never
arrived!). There was also a consignment note with the gift.
He then went on to explain that because the gift contained alcohol,
there was a $3.50 "delivery charge" as proof that he had actually
delivered the package to an adult, and not just left it on the
doorstep where it could be stolen or taken by anyone.
This sounded logical and I offered to pay him cash. He then said that
the company required the payment to be by credit or debit card only
so that everything is properly accounted for.
My husband, who by this time was standing beside me, pulled his
wallet out of his pocket with the credit/debit card, and 'John', the
"delivery man", asked my husband to swipe the card on the small mobile
card machine which had a small screen and keypad where Frank was also
asked to enter the card's PIN and security number. A receipt was
printed out and given to us.
To our horrible surprise, between Thursday and the following Monday,
$4,000 had been charged/withdrawn from our credit/debit account at
various ATM machines.
It appeared that somehow the "mobile credit card machine" which the
deliveryman carried now had all the info necessary to create a "dummy"
card with all our card details after my husband swiped our card and
entered the requested PIN and security number.
Upon finding out about the illegal transactions on our card, we
immediately notified the bank which issued us the card, and our
credit/debit account was closed.
We also personally went to the Police, where it was confirmed that it
is definitely a scam because several households had been similarly
WARNING: Be wary of accepting any "surprise gift, flowers or
package", which you neither expected nor personally ordered,
especially if it involves any kind of payment as a condition of
receiving the gift or package. Also, never accept anything if you do
not personally know or there is no proper identification of who the
Above all, the only time you should give out any personal
credit/debit card information is when you yourself initiated the
purchase or transaction!
Pass this on, it may just prevent someone else from being swindled