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    PHATPAT18   102,617
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Warning!

Sunday, August 25, 2013

A friend sent me this scam and I thought I would pass it on to save someone an expensive lesson.
Beware of people bearing gifts .

There is a new and clever credit card scam. Please circulate this.
Someone it happened to says it works like this:

Wednesday a week ago, I had a phone call from someone who said that
he was from some outfit called: "Express Couriers" asking if I was
going to be home because there was a package for me, and the caller
said that the delivery would arrive at my home in roughly an hour.
And sure enough, about an hour later, a uniformed delivery man turned
up with a beautiful basket of flowers and wine. I was very surprised
since it did not involve any special occasion or holiday, and I
certainly didn't expect anything like it. Intrigued about who would
send me such a gift, I inquired as to who the sender is. The
deliveryman's reply was, he was only delivering the gift package, but
allegedly a card was being sent separately; (the card has never
arrived!). There was also a consignment note with the gift.

He then went on to explain that because the gift contained alcohol,
there was a $3.50 "delivery charge" as proof that he had actually
delivered the package to an adult, and not just left it on the
doorstep where it could be stolen or taken by anyone.

This sounded logical and I offered to pay him cash. He then said that
the company required the payment to be by credit or debit card only
so that everything is properly accounted for.

My husband, who by this time was standing beside me, pulled his
wallet out of his pocket with the credit/debit card, and 'John', the
"delivery man", asked my husband to swipe the card on the small mobile
card machine which had a small screen and keypad where Frank was also
asked to enter the card's PIN and security number. A receipt was
printed out and given to us.

To our horrible surprise, between Thursday and the following Monday,
$4,000 had been charged/withdrawn from our credit/debit account at
various ATM machines.

It appeared that somehow the "mobile credit card machine" which the
deliveryman carried now had all the info necessary to create a "dummy"
card with all our card details after my husband swiped our card and
entered the requested PIN and security number.

Upon finding out about the illegal transactions on our card, we
immediately notified the bank which issued us the card, and our
credit/debit account was closed.

We also personally went to the Police, where it was confirmed that it
is definitely a scam because several households had been similarly
hit.

WARNING: Be wary of accepting any "surprise gift, flowers or
package", which you neither expected nor personally ordered,
especially if it involves any kind of payment as a condition of
receiving the gift or package. Also, never accept anything if you do
not personally know or there is no proper identification of who the
sender is.

Above all, the only time you should give out any personal
credit/debit card information is when you yourself initiated the
purchase or transaction!

Pass this on, it may just prevent someone else from being swindled

Pat
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  Member Comments About This Blog Post:

AKATHLEEN54 9/3/2013 10:25AM

    Thank you so much for the heads up. I also was recently scammed by a young man who approached a group of us women who were standing outside of church after our Sunday morning service. He claimed he was down and out and had a 9 month old daughter at home who had not eaten since 9pm the previous day. He said his wife recently passed away from breast cancer. He was not asking for money, he was only asking us if we knew of any agencies where he could go for assistance. He has a list with him in regards to places he had already been, responses he had gotten from multiple places and seemed very genuine and sincere. He was dressed well, very polite, grateful for the information we were able to give. Again, he NEVER asked us for any many, but when he was walking away, he became tearful and said "I just don't know what to do" Feeling sorry for him and not knowing how else to help, I handed him a $20 bill and told him to go buy his daughter some formula. A number of us reached out to him and he walked away with $60. About two weeks later, we found out he was a "regular" who always presents with the same story. He has many aliases and has scammed many people.
The sad part is I don't trust anyone anymore so now I will not even help the people who may truly be in need. My wallet will stay where it is (inside my purse), I will not give any money to anyone for any reason. I unfortunately will have to think with my head not my heart.

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HEALTHYDEBRA 8/30/2013 11:57AM

    What will they think of next? It seems impossible to keep up with all the creative ways thieves use to steal. I've heard that some thieves install devices to gas pumps without the knowledge of the Gas Station owner and skim credit card info. I usually pay cash anyway, but now I do 100% of the time. Thanks for sharing.

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HAWTGRANNY2014 8/28/2013 11:18PM

    really scary how many scams are out there.

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KARENLEIGH32 8/27/2013 6:16PM

    So cleaver! I recently received a telephone call from Bank of America leaving a number for me to call stating there had been some unusual activity on my card. Thinking it was a scam I called using a different number, seems someone had gotten my card number and was charging up a storm. The bank closed my account immediately, re-issue me a card and started an investigation into the fraud. They of course credited my account all the erroneous charges. Seems not matter how safe you are they still manage to get you.

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GOANNA2 8/27/2013 8:50AM

    Thanks for the warning. My brother got scammed
and gave all his details to scammers and luckily we
were able to phone the bank and cancel his credit
card. He thought he was talking to Microsoft. Just
remember that Microsoft doesn't phone you, so that
is a good thing to know also. emoticon

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TRYINGTOLOSE64 8/25/2013 8:46PM

    I would've been suspicious as soon as money was asked for and would've turned down the item.

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NANCYPAT1 8/25/2013 6:54PM

    Thanks for sharing this.

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REXTINE1 8/25/2013 6:39PM

    :You didn't say, but my debit card has the warning that if the pin is used, they aren't responsible for the transaction - you are. I almost always use my debit cards as credit cards. If the guy gets the number, the bank will take the loss instead of you.

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SAM60SUMTHINK 8/25/2013 4:23PM

    Sad, but... so like many of the identity-theft crimes.
What 'gets' me is that when/if caught, these criminals do not get punishments comparable to the pain and loss they cause to innocent, vulnerable victims...When there is doubt, 911 just may be a good phone number to contact.
Hopefully, this will strengthen a potential victim enough to spare her/him grief.

Thank you for sharing, Pat!

Comment edited on: 8/25/2013 4:24:21 PM

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MEADSBAY 8/25/2013 1:32PM

    Yikes!
So many scary ways ppl try to steal our money!
emoticon

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TEDDYTEDDY 8/25/2013 12:32PM

    There are so many scams. I was recently contacted through my Skype account that a very handsome General (picture and name of a real person) wanted to be my friend on Skype. I was suspicious as I do not have my picture nor much info listed on my Skype account. I believe I only list my state and no birthday or any other info, so why would this handsome General want to be my friend? The answer is an attempt to get access to my Skype account and run up charges on my account.

I declined this "request" without hesitation and looked on the internet to find about this new kind of phishing.



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CAROLLEE57 8/25/2013 12:23PM

    Thanks for the Heads up! emoticon

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