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I'm Cheap - And Proud of It

Tuesday, August 13, 2013



I used to have a lot more money than I do now. (I bought my previous husband a Porsche as a gift in the mid 90's ! OK - it wasn't brand new - but it was pretty awesome.) Anyway, I'm living on a very limited budget now. And I've never been happier. I've learned to save money in everything. Here are just a few of my ideas that have become part of my lifestyle:

TAKE CARE OF YOUR BODY YOURSELF

There was a time when I used to go to the beauty parlor and get my hair cut, dyed, and styled. Now I just let my hair grow and my sweetheart trims off the frizzy ends. He loves long hair and would be upset if I got it cut off anyway. I turned gray at 40 - that's 15 years ago. I just buy the least expensive hair dye ($3 at Dollar General) and dye it myself at home every month. I use lots of Suave conditioner afterwards and it turns out soft and shiny. No more getting my nails done either. Guys couldn't care less about your nails anyway. (I've done a personal survey) My nails are "au naturelle". I keep them trimmed. And they're strong and healthy - like a French manicure without the polish. I wash my face twice a day with Dollar General "beauty bar". It's like DOVE but actually a better shape to work with and less expensive. I never put anything else on my face (except eye makeup and lipstick). My skin is very healthy. Partly that is because it is so humid in Florida and I have very oily skin (good genes). Bottom line is - you don't need to spend a fortune getting your hair done and your nails done and getting facial's and pedicures. You can save a lot of money doing it yourself.

SHOP FOR CLOTHES AT THRIFT STORES

I bought a pair of jean shorts at WalMart for $11 and my "sweetie" didn't really care for them (in a nice way). I returned them and went to the Thrift Store. I found five pairs of shorts for $1.50 each. The only clothes I buy new are bras and panties. Everything else I own has been given to me or from the Thrift Store. And I'm constantly cleaning out my closet and drawers and giving stuff away to my daughter-in-law. You can save a lot of money on clothes shopping the Second Hand Stores.

ENJOY STAYING HOME

For years my sweetheart and I have been planning a "Date Night" every Friday - AT HOME. We can't afford to go out to dinner or a movie or a bar or go on vacation. But we have a wonderful evening at home together. I plan a nice dinner (I love to cook anyway), we light candles, maybe watch a movie, play music and dance in the living room, and get romantic with bubble baths or back rubs. It doesn't really cost anything except for a bottle of wine for $10. Our friends know not to interrupt us on "Date Night". We look forward to our special night every week. You don't have to spend a fortune to have a great time.

SELL YOUR CAR

Five years ago when my car broke down and we couldn't afford to have it repaired, we decided to live without a car. I have a perfectly good driver's license and keep it renewed in the hopes that someday I'll be able to get a car again, but for now, I walk, ride a bike, take the bus, take a taxi cab occasionally, or beg for a ride from a friend or relative. I'm saving a fortune. Luckily, I'm not going to work every day and everywhere I need to go is conveniently located close to our apartment. I know this wouldn't work for most people who need to get to work. But if you don't absolutely NEED your car, consider living without it. The bonus: I'm getting lots more exercise.

Check out the "Secrets of Success" for Saving Money. There are lots of other ways you can save money. Don't get me started on the "grocery store". I'm a smart food shopper too. I'm sure you have lots of ideas too. The main thing I think is that you can change your lifestyle to live within your means.

I'm cheap - and proud of it.

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  Member Comments About This Blog Post:

MELISSIMAUS 8/13/2013 9:47PM

    I love this blog entry. Awesome tips!

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CHRISTINE1623 8/13/2013 6:57PM

    Me too! I'm also cheap and proud of it! ha ha. We have Dollar General here in Michigan and I am there at least twice a week. Hit all the garage sales in the summer also! Women at church are amazed at how stylish I am in second hand clothes! LOL. Love it.

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JUST_BRENDA 8/13/2013 3:20PM

    I think frugal sounds better than cheap. You can spend less and still get good quality!
Money certainly doesn't make anyone happy as long as your basic needs are met. Vehicles are so incredibly expensive: insurance, gas, payments. I know I got a lot more exercise when I didn't have one (but I'll wait until retirement before we consider going down to one vehicle).
You are a wise shopper, Val, and it's serving you well!

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DIANE7786 8/13/2013 2:10PM

    I'm also cheap and proud of it! This is a great time because many people are trending toward simplicity. It wasn't until I quit my job that I realized how much money we wasted. Our clothes were new and expensive because our jobs required it. We paid others for things we didn't have time to do. Most of the food we bought (seldom on sale) was wasted because I didn't have time to cook. We ordered so much take out that restaurant employees knew my voice.

I quit working five years before my husband. Searching for bargains began as a game of See How Low I Can Go! It was shocking that my husband didn't mind playing the game--using coupons and senior discounts. When we bought new clothes for him we calculated what percentage of an hour he worked for each item! We find a lot of good free and low cost entertainment. Finding bargains is entertaining. I bought my car new in 2001 (12 yrs). It only has 80,000 miles so clearly I don't need it but I'm not ready to give it up. Looking back we really didn't have time for saving when we were young. We had a lot of great experiences. Life has lots of seasons.



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CAPECODBABE 8/13/2013 1:34PM

    emoticon

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CAROL_31649731 8/13/2013 1:14PM

    Would you prefer the word "frugal?" Wonderful tips for savings money . . . thanks for sharing! emoticon

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SEPTEMBERSPIRIT 8/13/2013 12:13PM

    Awesome tips!!

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THINANDFITEMILY 8/13/2013 12:01PM

    thrift stores are the only way to go!! Such good bargains emoticon

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FRENCHSEAMS 8/13/2013 11:57AM

    I've lived without a car in places with good public transportation. I'd do it again if I were retired.

Good for you for enjoyingnyour lifestyle.

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EMTCHICK109 8/13/2013 10:58AM

    Thank you for this. I'm going to try and incorporate some of your ideas into my lifestyle.



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CHOCOHIPPO 8/13/2013 10:55AM

    Good for you! As a fellow Floridian, who works for Goodwill, I salute your thriftiness!

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