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    JINXIFER   17,061
15,000-19,999 SparkPoints

Financial Flab

Tuesday, July 02, 2013

So, I just finished tracking EVERY expenditure I made for 30 days (all of June). And, man. The news is both bad and great.

The GREAT news is that I'm going to have a LOT of spare money soon. Because there are a LOT of expenditures which I can cut back.

The bad news, of course, being that I spent a lot of money last month that I didn't need to spend.

Interestingly, to me: most of that wasted money was invested in...appearances. Not physical ones. But gestures, gifts, even extravagances...for OTHER PEOPLE. And not even other people about whom I particularly care deeply (sorry, but true).

It averages out to about $15/day, believe it or not. Between the Starbucks frothy mess I didn't even want to drink, but bought because an acquaintance whom I wanted to impress, was buying one. Through an obligatory birthday present to a friend who's been terrible to me lately. To the hostess gift for people I don't like, for a dinner I didn't want to go to.

When I think about all the other things I could have done with that money. Debts I could have repaid. ACTUAL friends whose lives I could have made happier...or even easier. The emergency fund I could have started for this new-ish house I'm in.

Man, it makes me glad I'm doing so very, very well on my weight and fitness goals...because without those successes to anchor me, I think I'd be in shock and despair, all due to this yellow legal pad next to me.

Member Comments About This Blog Post:
FLAMENM 7/2/2013 9:04PM

    Tracking is the first step to changing the reality we live in. Tracking food, tracking money, tracking exercise, etc.

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    The best way to get ahead, track it all!

Gail Vaz-Oxlade is excellent as a common sense financial planner, although a tad direct emoticon

Good luck!

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KONRAD695 7/2/2013 7:13PM

    I'll be your friend. And I wear Saucony Guide5's size 12.5. Thanks Bestie!! You rock.

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