Tuesday, June 11, 2013
So, I have graduated school and am in a crappy financial situation. I am determined to cut a huge chunk out of my debt this year, or go bankrupt. Basically this summer will determine which way I will go. Once the money starts coming in, (my first full time payday will not be until July) I will then decide which route I will go. At this point, I don’t think I have enough info to make that decision yet. I have been tracking every penny that I have spent for the past 6 or 7 months now. It was hard at first but now I am pretty good at it. I can then set a budget and go from there. (This is very similar to tracking calories, which I am not so good at.) I have been reading Gail Vaz-Oxlade’s book Money Rules.
Rule #191 is to Choose Your Evil. She was saying that you can choose your evil of tracking your spending, setting a budget, sticking to it, or you can choose the evil of being broke all the time. People naturally choose their evil but can you change it? She says if you tried and tried and tried to save money for a down payment on a house and nothing is happening it is because you do not want it bad enough. Just give up on the idea and admit you really don’t want to own a house. I am really good at tracking my finances but it got me thinking about tracking my calories. I have been really good at exercising as of late but have not lost any weight because I am not tracking my calories. If I am not tracking, God know how many calories I am eating and I will not lose weight without a caloric deficit. Today, I started tracking again. I have been thinking about it but reading this gave me the extra push I needed. I also started just on time. I woke up and Mom had made my favorite dessert. Rhubarb is in season so it is Rhubarb Torte time. I LOVE it. There is a crust that is almost like a scotch cookie and then a yummy rhubarb layer and topped with meringue. After breakfast she just gave everyone a piece. After my walk I came in and walked right passed it but then I had to go downstairs again and couldn’t resist. After two pieces, I had to put the recipe through the recipe tracker because I just had to know. One piece was just under 480 cals. Because I started tracking, I know I will not be tempted with another piece this evening and also was able to choose a lower cal lunch and supper and I do have a hope of staying within range today. If I don’t it will not be off my much.
I got some picture frames that I want to fill with photos and inspirational pictures and quotes. It would be nice to have something besides my to-do lists, study notes, and savings thermometers on my wall.
I am still training for Charlie’s walk. It is a memorial walk for my cousin who died of a brain cancer two years ago. Last year the proceeds went to the brain tumor foundation. Charles and his wife Wendy got a lot of support from the brain tumor foundation during his last year as well as the Cancer center in the QEH. The brain tumor foundation holds walks across the country but does not come this far east. Wendy was trying to get one started here with the Memorial Walk but it was not that easy. Instead she created Charlie’s walk and sent the proceeds their way. This year the proceeds are going to the QEH. The walk is June 30th in North Rustico along the boardwalk and through the park. I just need to get some more sponsors.
You know you’re 70’s old school when you know the phrase, “… and my name is Charlie. They work for me.” I know I loved Charlie’s Angels as a little kid. I don’t even remember a whole episode but I do remember a part of one when Jacqueline Smith was held at gun point in her house and the other Angels knew she was home. They let the phone be answered by her answering machine which alerted the Angels. I don’t even remember how it was resolved, I just remember that small little part. I’m not even sure but I think it was a Farrah Fawcett episode before Cheryl Ladd joined. I never got into the recent movies.