Life brings you angels when you MOST need them!
I have several angels in my life right now and I'm feeling mighty BLESSED.
There are ALL of my spark angels (bestest of the BEST)
And then there is my little realtor angel. She is the one that I told you happened into our consignment gallery maybe 6 months back and happened to mention that she and her hubs were remodeling an old Florida Cracker house.
I perked up at this information being in a pretty dismal depressive state of mind. That's going to happen to you after fighting for almost 3 years to save our beautiful home from the creepster lender who is h** bent on stealing it!
You know the story...we paid them NINE months of modified trial payments after the housing industry (our construction biz before we opened the consignment gallery) crashed here in SW FL and we had absolutely NO business and ultimately ran out of savings. We were in the absolute CRAPPIEST 6 month adjustable rate loan of all time! Pathetic that I fell for this gimmick.
Then even MORE pathetic that I was told they wouldn't even consider helping us until we went late with a trial modification. This is called dual tracking...and inducement. You just keep taking any money you can squeeze out of the homeowner and move them into foreclosure while you are manufacturing the fake docs that you need to do it.
These people should be HORSE WHIPPED!
Even though GMAC forged and lied and used robo-signers and a slime ball lawyer out of Ft. Lauderdale to generate bogus documents...yada...yada...yada
...it's just a boring story by now.
But the bottom line is we did EVERYTHING right and jumped through every single hoop they set forth and then jumped through other hoops they placed after the first marathon. It's sickening and disgusting and in my mind they are mafia~oso's that our government has allowed to plunder the American public just because they hold them hostage by the money they have...and walk around in $2,000 zoot~suits lobbying their butskies off and throwing their stolen money around!
Can you tell that I've HAD it with these thieves? Yes...you'd be right on that conclusion!
But back to the realtor and the cute little cracker house that I fell intimately in love with...I mean head over heels in love with!!!
Sometimes having vision for what something can be is a heavy cross to bear. Not that I had to stretch too far...just look at the pics on my earlier blogs...it's adorable with a capital A!
Only downside BUSY street...and not in the BEST part of town. Not that I'm the least bit prejudice...I'm all about live and let live...I just don't want my stuff stolen!
But the realtor assures me that the whole time they had the remodeling team working there...sometimes late at night...no one ever felt unsafe and nothing has ever been tampered with on the construction site. That's saying alot...when we used to work on million dollar homes in gated communities stuff was stolen off job sites constantly!
Soooo last Friday the realtor met with the City of Bonita Springs to explore the chances of the home being zoned commercial...because of the busy street she has had difficulty selling it as a single family home. She invited me to go along if I wanted to and of course I did.
The house is already zoned 'light commercial' it could be a Bed & Breakfast, a cafe, a group home, offices, or something in those categories.
BUT...the zoning people are a little skitish about giving it blessings for anything highly commercialized because the biggest share of the houses all around it are still residential.
I can see their point. I asked if it could be a gallery which is what we'd like it to be and they said if it benefited the community it most likely could. Of course consignment benefits the community...and the planet as well because it recycles otherwise cast off furniture and home accessories.
I also asked how safe this area was, did they have any police reports regarding theft, drugs, domestic violence? They pulled up records and no they have not.
Not that I'll leave it at that with the zoning department...before we did anything radical about making a formal offer on the place I'd march right down to the local police sub station which is only about 3 blocks from where the house is and check into the location further. Kind of reassuring knowing that it is located only minutes away...maybe that is a deterrent within itself.
The one bummer part of the meeting was that Deb told me before we went in that she had TWO offers on the place!
One she said she knew would never go anywhere as it was a young couple with VA financing that would not even begin to cover the financing.
BUT the other offer was cash...as we ALL know in the realty world CASH is king. It was considerably UNDER the price they were asking and they had just dropped the price by $10,000 so she said they would definitely counter offer.
BUMMER...I was SO sad to hear this...I almost didn't stay for the meeting..but then I thought..well what the heck..I'm here so in we went.
The meeting resolved the biggest question the realtor had...could the property go full commercial...it was pretty much concluded that it won't for a good 5 years down the road.
They will look at it in about a year or so..so the door isn't entirely closed. This was good to hear.
After the meeting we left the offices and chatted for a good 1/2 hour or so. We have SO many things in common! This realtor has a big heart and volunteers to minister to young adults in jail. She got quite passionate in the meeting when she asked about the group home status and the zoning people said THAT wouldn't happen. She and I both said...well you know alot of the problems with our young adults here in Bonita is because they are so BORED out of their skulls with no outlets that they tend to turn to self destructive devises just to entertain themselves.
The head zoning guy said..."Hey I'm not against group homes and helping those that need the help...this just isn't the proper location to do it." We both felt better that he explained this and didn't just look like some pompus puss with power.
So leaving the meeting I had a little bit of a heavy heart. I thought...oh well this is the universe telling me this isn't the deal for us.
I e-mailed the realtor the next day and thanked her for inviting me and to please keep me posted on the status of the house. I told her we have a status conference coming up on May 8th and after that I'll probably find out what is going to happen with our home. I told her that if we could work out some deal on this house and if any other's don't work out, or the house is still available when we know what our status is that I'd do my best to get her the listing for our house on a short sale. I told her that if she helped us...I'd do my utmost to pay it back.
That's the way it SHOULD work in this world, but sadly seldom does.
She wrote back this a.m. and said both deals fell through...aha...hope springs eternal. You should NEVER give up on an idea. If I would have walked away from that meeting hearing that she had two offers I never would have gotten the information I needed to make an educated decision about the house should it still be available for us.
I never would have found out so much background about what a wonderful person this little gal is. In fact...if I hadn't gone to see the house even though the price seemed impossible and suggested the mere thought of some creative financing NOTHING would have occurred in the first place.
I'm here to tell you...NO doesn't ALWAYS mean NO..sometimes it means just not now.
Stay sparky my friends...don't ever give up on your sweet self, your goals, your dreams, and your future. If you WANT it...and want it BAD enough...you can create your own reality.
If it's meant to be...it shall be.