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Daily Decision Number 2: The Investor

Thursday, April 25, 2013

(One in a series of posts related to decisions we must make.)

Time's valuable so let's get to it. You must decide today whether you will be an INVESTOR.

I know a guy who views every outflow of cash as an EXPENSE. I've heard him gripe about the EXPENSE of his children's education and the EXPENSE of going on vacation and the EXPENSE of adding a deck onto his home. When his oldest wanted to play an instrument it was all about the EXPENSE of it all. Rental fees, lessons, accessories, etude books, sheet music and the cost of driving his child to and from lessons each week.

All of these things are EXPENSES to him.


Expenses rather than INVESTMENTS.

You see, I can make a VERY STRONG argument that all of that - the costs of education, vacations, the deck and the music-related activities are INVESTMENTS.

Investments in LIFE.

And viewing those things as INVESTMENTS changes EVERYTHING.

I view paying for education for the children as an INVESTMENT in their future, helping to open doors for them and provide OPPORTUNITIES.

I take vacations to spend time with my family, cultivating our relationship and providing valuable LIFE EXPERIENCES that we'll all remember fondly.

I spend money and time on music-related activities for my children because they enjoy it and it enriches their lives (and mine!) and it provides them opportunities to create and share with others the gift of music.

Aside - This isn't a "let's listen to Matt pat himself on his back" post.
Let's be clear. I'm not perfect and, again, I write these blogs TO ME first and then to anyone else who happens by.

I'm a work in progress just like you are.

And this involves a change in thinking.

A "brain change", if you will.

Are YOU deciding to be an INVESTOR?

Deciding to view what you do and the money and the time that you spend as opportunities to INVEST?

Or are you viewing everything as an EXPENSE?

Viewing that power walking session as an expense?
Something you "have to do"?

Viewing limiting your caloric intake as an expense?
Lamenting how you can't eat like a pig every day?

Let's flip that sort of thinking on it's head and start viewing those sorts of things as INVESTMENTS.

Investments in your life.

Try: "I power walk because it is an investment in a stronger cardiovascular system. I do this because it will pay back tenfold in my later years."

Try: "I eat a reasonable amount of calories each day because it is an investment in my overall health. I do this because excess weight is hard on my joints, hard on my heart and correlates with a number of medical conditions."


It doesn't matter whether it is related to health, fitness, weight or ANY OTHER AREA OF YOUR LIFE.



Because when you view these things as INVESTMENTS you take a LONG TERM view of your life.

You aren't living with a "check-to-check" mental state.
You aren't trying to find ways to weasel out of doing this or spending that.
You aren't trying to avoid things that ought to be done because they are inconvenient or "expensive" in the present.

You're trying to cultivate a better life.

For you and for those around you.

And that, my friend, is a REFRESHING way to view things, isn't it?

Decide to be an INVESTOR.

Make it a great day!


Member Comments About This Blog Post:
FLGIRL1234 4/26/2013 10:30PM

    emoticon emoticon emoticon

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CLPURNELL 4/26/2013 4:21PM


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AJDOVER1 4/26/2013 11:39AM

    I'm an investor -- it helps that I remind myself that there isn't necessarily an immediate payoff. I'm in it for the long run.

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KARRENLYNN 4/25/2013 10:33PM

    perception is important. lawyers and salesmen and copywriters do it everyday. how we view something determines whether it's a positive or negative experience.

Have a great day,


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IAMTOLOSE 4/25/2013 9:06PM

    Once again, a thought provoking blog. Thank you.

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SEEINGCLEARLY53 4/25/2013 5:57PM


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MICKEYH 4/25/2013 5:22PM

    I'm a investor too. I so agree with you. emoticon

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SUGAR0814 4/25/2013 2:31PM

    I'm an investor! Thanks for sharing! emoticon

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HEYNOW22 4/25/2013 1:37PM

    love the change in thought about health as well as money related "investments"

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INTHEGAP 4/25/2013 12:57PM

    You are a wonderful motivator, Matt, as always. I love and use your suggestion in my life, as well as I can. Somedays, your blogs are the only inspiration I have. Thanks. LOTS of thanks. emoticon

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DOVESEYES 4/25/2013 10:31AM

    I'm an investor too!!!

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CBRINKLEY401 4/25/2013 10:12AM

    I love this attitude. What a wonderful way to look at things. I think I've been guilty of focusing on the expense instead of realizing the investment. I needed this. Thanks.

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REGILIEH 4/25/2013 10:09AM

    emoticon I'M AN INVESTOR!!!!

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MY1FAN 4/25/2013 9:52AM

    Great blog. I agree with what you said. Thanks.

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