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Monday, February 04, 2013

I have lived in this house since I was pregnant with my son, who will be 30 this summer. It was my Dad's and he was still living here, along with my step-brother, when my husband and little girl and I moved in. We rented, with the option to buy. After Dad retired and moved to Puerto Rico, we had various boarders - friends and family - helping them out for a while. Then I think it was when I was pregnant with my youngest that Mom moved in with us, permanently, and at that point we went forward to purchase the house from Dad. We assumed his mortgage and also made monthly payments to him for the other half of its value. And even most of that was forgiven us, during one of my husband's periods of unemployment due to depression or illness, I forget which. The deed was made out to both my husband and myself.
It was around 1999 or 2000 that we looked into getting some siding and work done on the bathroom. We had only about 3 years left on the mortgage. So we remortgaged to pay for the improvements. Previously, the mortgage had been in both our names. This time, for whatever reason, it was just in my husband's.
Bad move.
It had been suggested to me that I get it made in MY name. So I finally sent in the paperwork for that (I think I may even have blogged about it.)
And now I have to get MORE papers together. And I learn there's a SETTLEMENT fee to deal with. This is a royal PIA, and I absolutely abhor paperwork (although that was NOT the main reason I broke up with Levi, there was kind of a relief to be relieved of THAT mountain.) This is stressful. I hate it.

I am so glad that on accepting Jesus Christ as my Savior, HE has taken care of the matter of my ETERNAL home. “Do not let your hearts be troubled. You believe in God; believe also in me. My Father’s house has many rooms; if that were not so, would I have told you that I am going there to prepare a place for you? And if I go and prepare a place for you, I will come back and take you to be with me that you also may be where I am." (John 14:1-3)
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Member Comments About This Blog Post
    That stressed me out just reading it. I just want to curl up into a ball and go to sleep.
    Let this blog serve as a warning to couples everywhere. Have the mortgage in BOTH your names, JUST in case!!!
    1750 days ago
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