Sunday, February 03, 2013
My resolution for January was to not spend any extra money - only bills and necessities. This wasn't that difficult due to no merit increase at work and the tax increase. I did end up spending the following:
$14 on movie tickets
$30 on 3 birthday gifts for family members
$5 on lunch one day - I was supposed to have a board of advisers meeting one afternoon and it was cancelled due to weather. They provide lunch so therefore, I had to buy a lunch at work.
$3 on lunch - I was late getting to the grocery store one week and I needed a salad.
Other than those expenses though it was only bills, groceries and gas. Not bad. The only thing is I wish I could say how much I saved! The sad truth is I didn't really save anything due to taxes and paying off Christmas. But at least I will not be paying for the holidays going into February.
But I will be paying for a new roof! I'm just sick about it but there isn't a thing I can do. I got a very bad roof job about 9 years ago - even had to do repairs about a year and a half ago - and the leaks are still coming. The company is out of business and insurance won't cover any of it since we can't contribute damage to any 'event' (hail or wind storm) so I'm on my own. I got four estimates and have decided to go with my regular guy who's been doing other work on my house. He wasn't the lowest price but he wasn't the highest either. There wasn't enough of a discrepancy between him and the lowest for me to choose otherwise. Plus, I know his work, his ethics and I trust him. After getting a raw deal 9 years ago, those qualities are very important to me. I hope to sell my house in a year and half and I want to feel good about its condition when I do. And, bottom line, I'm still living it in now and I "hope" to sell...as we all know, we never know what will happen so I need to make the best decision for me now and provide a safe and sturdy roof over my head!
So to save money, I'll be sticking somewhat with my January resolution. I'm not a big shopper to begin with and have always been frugal but I'm watching every penny these days. I have made a deal with my hairdresser for a discount - versus her losing my business to go someplace cheaper; I've cancelled my local newspaper that I receive on weekends and I'm changing my cable package to only basic. These will give me some savings and I do hope this is only temporary. I may have to look for another job since the organization I work for is going through some very tough times. Honestly, I'm lucky to still have a job since there have been reductions in force over the last month or so and rumor has it, they will be continuing. It's very stressful to drive to work each day wondering "will it be me today or one of my friends?" Not fun.
Through all of this I am still getting my workouts in. I've fluctuated a bit with my weight loss but still on the loss side so that's good. Since I question every purchase these days that makes it easier to keep junk food out of the house. If I have to choose between something that is empty, non-nutritious calories and something healthy, then the choice goes to healthy!
Along with managing expenses, my resolution for February is no reruns on TV. I can easily get sucked into old "Friends" or "How I Met Your Mother", etc. I'll use my time wisely in February and possibly work on some projects around the house which I can do and not pay someone for. Or I'll read a book, take the dog for a walk (if it ever warms up here) or just enjoy the quiet. I have to travel to DC during the third week of the month so that should make this easy as well.
Here's to hoping the entry into March is a bit smoother...