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    WINDSONG28   131,133
100,000-149,999 SparkPoints

A Bit Stressed, but I'm Okay

Tuesday, December 04, 2012

I'll just do a fast update then get to why I'm writing this blog. Last week, regardless of horrible food choices and not exercising in the least little bit, I managed a 2.4 pound loss. I'll definitely take it with everything that's going on.

I've been making these poor choices due to stress. I've been emotionally eating out the wazoo and choosing to sleep my problems away instead of exercising. Neither of which are getting me anywhere and I know that. I've been doing good so far this week, though and I hope to continue the upward spiral I've started. Why am I so stressed, you might ask? Well, I'm 24, almost 25, and I am staring bankruptcy dead in the face. Why? Well, most of you know that I had a blood clot when I was 18 and was obviously very sick for about a year after that and the medical bills climbed and I was jobless and it all went to the worst collection agency in the state (at the very least. I'd say world. I'd rather have a pack of wild, vicious hounds on my @$$ than these guys) and it's been nothing but a living hell since. My bill with them is now almost $23000. It didn't use to always be that high, oh no. No, they've added about $2000 of interest a year. Are they a collection agency or a credit card company? My word! There's no way I'll be able to pay them off without paying $2-300 a month and I just can't do that no matter how many bills I can manage to pay off the "normal" way. There's no way. I'm drowning and I feel like I can't breathe with them in my life. So, I'm spending the day looking for bankruptcy lawyers trying to get things rolling before I get married because then things will get more complicated than they already are. So that is what's going on. I'm much more calm than I used to be. Granted I'm still stressed out, but somehow I have this calming feeling inside of me telling me that it's all going to be okay.

Member Comments About This Blog Post:
TALENKARR1 12/5/2012 11:20AM

    What they did is illegal they cannot tack onfines for a ideftinly. start recording they calls. And inform them you are recording it. I don't know who to call but find out. they are not allowed to bully or harrass you this way!!! *hugs* Take care sweety

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BETHIEBOOPS 12/5/2012 12:00AM

    *hugs* I'm sorry girl! That sucks monkey nuts. I hope you can get some help from a lawyer!

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CARLOOTA 12/4/2012 11:18PM

    Hi Windsong 24. I know you have a lot of stress in your life right now. I know it is easy to get overwhelmed; wondering how you'll make it through. Just keep that hope that you WILL make it through this. You WILL be victorious. Don't forget: "It will all be okay in the end. If it's not okay, then it's not the end" - unknown

emoticon emoticon

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DIANER2014 12/4/2012 9:02PM

    Sorry to hear about your financial problems, hope they get better soon. Congrats on your weight loss and being able to find some calm with all you have going on! Stay strong, things will get better soon! emoticon

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EUEK098 12/4/2012 7:18PM

    Glad this week is better, hoping you can sort things out without over stressing yourself, do your best.

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KOFFEENUT 12/4/2012 3:18PM

    Dealing with this kind of financial stuff IS stressful, so I'm glad you're feeling some peace that everything will be OK. SlimmerJesse is right - Dave Ramsey has a lot of resources that may be helpful. Even if you go through with the bankruptcy they have some tools that can help you and your fiance get off on the right foot financially in your marriage.

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NEELIXNKES 12/4/2012 1:15PM

    I'm sorry you are struggling with this situation but it sounds like you have made the best decision you can and are comfortable with it. Hang in there!

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JENNIEONFIRE 12/4/2012 12:47PM

    Hang in there girly! Things always have to get worse in order to get better :)

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MOLLZ007 12/4/2012 11:53AM

    Im sorry about your financial problems. I hope things work out soon! emoticon

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SLIMMERJESSE 12/4/2012 11:18AM

    Dave Ramsey and his team have some resources for debt settlement and I think you can offer these guys less and uncompli-
cate the situation. I occasionally listen
to him on the radio and he has a lot of
good advice for all types of financial
situations like these. Good luck.

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