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Why is EVERYTHING so Expensive???

Wednesday, August 08, 2012

At first I was against getting a new car, because after that disaster I had to deal with when my dad gave me his OLD car I just didn't want to be bothered. I was fine just taking public transportation. I save money, even if I waste time. Then, my dad kept trying to convince me to get a new car and get it on lease to the point where I could see the possibilities. Now, I really want a car and the lease amount is pretty good, but everything else sucks. The insurance is going to cost around $200/month (more than my car payment!). I just don't understand why everything has to be so expensive. What's the point in working full-time if all my money goes somewhere else?

The car situation is an issue, because after the last car fiasco, I really don't want a second and car, but at the same time, it would be cheaper and my insurance will be a lot cheaper. However, I just don't trust second hand cars and the ones I've seen online are only somewhat cheaper than what I want...I don't know what to do.
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  Member Comments About This Blog Post:

LYNMEINDERS 8/13/2012 4:45AM

    You will know the car and the deal when you see it....
Take your time in chosing and don't let someone fast talk you....

Most things these days are almost out pricing themselves for most of us

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MARVEEME 8/10/2012 9:26PM

    Focus only on used cars that come with a warranty, and do the math to make sure it's in your favor.

emoticon

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BABY_GIRL69 8/9/2012 5:18PM

    I too found that buying a new car was costly but now I own it outright. Its older but reliable. The insurance can be costly but worth it. I say shop around & buying a 2-3yr old car might be worth looking into also.

God bless,

Dee

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WONDERWOMAN 8/8/2012 9:39PM

    $200/mo for ins.? Wow, that's a byproduct of living in the city I assume. Can you shop around for better insurance? I know you probably have, right? Maybe the time just isn't right to get a car? Maybe it is and you are just scared? A big fat lot of help I am, huh?

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KAYTIE22 8/8/2012 7:57PM

    Wish I could give you a good solution. The price of gas these days adds a lot to monthly expenses too but I know it's hard to get around most places without wheels. Maybe you could ask around and see if anyone could recommend a good car dealer or if anyone has a family member that knows something about cars that could help direct you.

Another solution is that it might be a good time to buy a new car because dealers are trying to get rid of their inventory to make way for the 2013's. You could see what's out there plus I think they say that also going near the end of the month is good because dealers want to meet their sales quotas. Maybe you could look for a small car that would not cost so much -- not that I think you have been shopping for a Ferrari or anything like that.

Good luck to you as you try to come up with the best answer. I have faith in you and I picture you writing a blog one day soon with good news about this.



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CHANGING-VICKI 8/8/2012 6:29PM

  We found buying a new car to be cheaper since oil changes are free 4 times a year. We get 40 mpg. and since we got the brand new car, our insurance actually went down in price since they consider it more reliable. We aren't leasing though. We're buying our car. Good luck with what you decide to do.

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LATTELEE 8/8/2012 5:49PM

  good luck...

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