06.17.12 - Honesty

Sunday, June 17, 2012

I always say we are struggling with money. There's never enough to cover necessities like medical expenses and utilities and groceries, but you know the ugly truth of it is there's never enough because I squander the little we do have. I am as much of a binge spender as I used to be a binge eater. I keep making the same bad choices and I watch myself doing it. I want to change, but I am not sure I have the strength of character to tackle that. I have never been good with money. Am I just making excuses? Probably but it's difficult to see a solution when I'm in the middle of the problem.

Any tips? Anybody been where I'm at and gotten to a better place with their financial habits?
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Member Comments About This Blog Post
    I have to say that it's been hard for me to not spend what we don't have. I'm there, too. Most of the time, though, before I got more into cooking for us was the eating out. It ATE through our money like we ate through bad food.

    Now, we don't do that. And I use SparkSave, which is the financial planning thing linked to SparkPeople. I wish more people knew about it, it's so easy to plug in numbers and see how much you'll have left to spend.

    Oh, I'm editing the comment to say: it's found at I believe :)
    2041 days ago

    Comment edited on: 6/18/2012 7:15:43 PM
    I am so sorry to read this, however you say you don't think you have the strength of character - well you just put down that have think you have a problem in a blog which would have taken courage so don't doubt yourself.

    I tend to set out monthly expenses on payday (rent, bills, car, other expenditure that comes up and at the moment medical stuff) and then with whats left divide by 4 or 5 (depending on when next pay day falls) and then withdraw that amount (sometimes less to give myself a buffer just in case) each week as a budget to live on each week from which comes petrol, food, etc. This doesn't work for everyone, some say it's a bit rigid but it does for me. Maybe you could adapt that.

    Either way, never doubt yourself, once you set your mind to change, you can get through anything. Spark taught me that.

    Keep on keeping on, friend.

    2042 days ago
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