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Saturday, June 16, 2012

Saturday, June 16, 2012

I haven't wanted to post anything. We have had a rough time financially since our daughter's wedding and coming home from Wyoming.

We are trying to refinance our house and get some money for gutters and windows and to pay off my husband's truck.

I took a cue from my daughter and have been using my dry-erase board to help my memory and to remind myself of things we need to fix on the house or take care of.

There were marks on the passenger side of hubby's truck like someone tried to break into it while we were away. We took off the winter pool cover when we came home, and there are two big holes in the pool liner. We don't know if someone may have sliced it.

We needed to get the air-conditioning fixed on his truck and my van. His truck air-conditioning started to work again last Sunday when we were coming home from church. That saved us money toward fixing the air-conditioning on my van.

We paid the interest on our 2010 amended tax return for federal and state income taxes.

Hubby heard from the Congressman's office about the status of his VA checks; the money is ours that we have been saving in case of a pay back to the government. He will have the amount of his checks cut this fall.

On the dry-erase board I have listed:
Decide what to do with the pool
Spouting (gutters for the rain)
Windows-10 windows on the main floor and 4 in the basement
Take our animals to the vet
Eyeglasses for me and my husband
Write Wills

For me:
Blood work
Physical
Mammogram

I have been keeping busy with chores and setting up appointments. We will have our air-conditioning/ heat pump gone over next week under the service contract and there is a gathering in the city I am in of a genealogy group coming up soon. My sister does that as her hobby and this year I will go to it since it will be local. I am also setting up appointments to get in wood for the winter.

I have been logging my household chores, not every little detail, but to have a sense of accomplishment. Sometimes I have to be my own cheerleader.

June 8, 2012 Vacuumed Master bedroom
June 8, 2012 Vacuumed Master bathroom
June 8, 2012 Changed batteries in thermostat for heat pump
June 9, 2012 Vacuumed kitchen
June 9, 2012 Mopped kitchen
June 9, 2012 Living room vacuumed-no furniture moved
June 9, 2012 Hallway vacuumed
June 9, 2102 Computer room vacuumed-no furniture moved
June 10, 2012 Washed my van-husband and son did the washing
June 10, 2012 Washed husband's pickup truck
June 10, 2012 Washed son's vehicle
June 11, 2012 Washed buckets from humidifier and from washing vehicles
June 11, 2012 Did laundry, folded clothes, marked Mom's name into her clothing
June 12, 2012 Vacuumed the carpeting in the basement
June 12, 2012 Vacuumed the work shop
June 12, 2012 Dusted the TV and TV cabinet, but not on the inside or on the sides
June 12, 2012 Feather dusted the Master bedroom
June 12, 2012 Feather dusted bar, green club chair, black side-table where the markers are
June 12, 2012 Wiped off tops of the washer and dryer
June 12, 2012 Cleaned kitchen sinks
June 12, 2012 Cleaned vanity and toilet in Master bathroom
June 12, 2012 Made the bed in the Master bedroom
June 12, 2012 Rearranged Rodger's clothes in walk-in closet in Master bedroom
June 12, 2012 Hung up all hanging clothes in the closets
June 12, 2012 House appraiser came with his son at 1 PM
June 12, 2012 Vacuumed the two wood boxes in the work shop
June 13, 2012 Made an appointment to have the air conditioning/heat pump cleaned and checked
June 13, 2012 Took stuff to Jackson Hewitt, mailed off checks for interest to state and federal for 2010 amended return
June 13, 2012 Put two baskets of folded clothes away
June 13, 2012 Clipped coupons and filed them
June 14, 2012 Entered Coke codes
June 14, 2012 Folded a load of laundry
June 14, 2012 Put three baskets of folded laundry away and marked Mom's clothing
June 14, 2o12 Made kabob recipe from Dash magazine. Delicious!
June 14, 2012 Took trash to the trash can outside and paper trash to the stove, replaced trash bags
June 15, 2012 Feather dusted all of the basement, but not the work shop

I got a certificate for the botched perm so I can get a free hair cut.

Our son and his girlfriend broke up and that has been rough on all of us. So there you have an insight into my daily life. As we get something taken care of, it gets erased off the dry-erase board that hangs on the refrigerator door. I also have written on it to Use: onions, garlic and ginger so that they don't spoil.

Exercise has been my housework, but that is not enough and my weight went up again from stress eating. My husband wants to quit his job when he is old enough to draw Social Security and he likes to eat when he is home. I keep telling him, he needs to act as though that is what he is living on to try it and see how we fare before he does it.

The older I get, the more I realize that I can only work on me even though I have to live by the results of actions taken by others.



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  Member Comments About This Blog Post:

APPLEPIEAPPLE 6/18/2012 8:34AM

    P.S. If your husband becomes so sick he can not work-he can apply for disability social security. He may be then eligible for medicare before age 65. The down side--he can not work at all or he has to repay all benefits. They usually decline you the first time and you have to get an social security disability attorney to appeal. That is what happened to my husband at age 49. He died at age 50-6 months after he applied. They then granted his application after he died and I got a small check of which 25% went to the attorney. I could not collect widows benefit until age 60.

Most of this information and more about collecting it is on the social security website if you want to investigate further yourself.

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APPLEPIEAPPLE 6/17/2012 5:05PM

    I use my Franklin planner to jot the things I need to do and what I did. Any calendar or your dry/erase board, chalk board or piece of paper would do. It does help me to keep track of things and make me more productive. I started using this in 1993 when I became management. It has kept me sane since.

I have issues with finances as well. But I am working on solutions. I do get Social security widow benefit and have withdrawals from my IRA. I plan to wait until age 66 or 70 before I take my own SS benefits since mine will be higher than my current widow benefit. It is not easy living on the lower benefit since you can not earn more than $14, 600 or you begin to loose $1 for every $2 you earn. So if you take it at 62 and work you need to make less. This means if you make $30,000 in salary you LOOSE all your social security. You may even need to repay anything you made over the $14,600 for the past year while you took your benefit. He needs to really look at the situation realistically. If yours is less than his-collecting yours and letting him wait until age 66 or 70 you both win. See an expert before you make that choice. You can no longer pay back benefits and reapply at age 66. Also remember healthcare issues. Can not collect that until age 65.

Glad you got the free hair cut. Sorry to hear about son's loss. Things will get better. Prayers.

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MARY1313 6/17/2012 10:54AM

    Honey if I don't write a list on my dry erase board on my fridge, it doesn't get done. even though I see what needs to be done without the list, I'm usually doing something else and I think "well, I'll do that next." then when "next" comes, I have forgotten that thing and went on to something else. Menopause has made me mindless!!!!

Yep you have things that are worrying you, but please remember that most things that we worry about don't even happen.

Stop worrying about son and girlfriend. they are big people now (smile) I just had to tell my kids I was too nervous for them to tell me all their drama. Kids just have too much drama. I stopped asking questions too. the less I know the better I feel inside. try it! It works!!!

As for husband pppfffttt, he is dreaming LOL!!! Once he sees there is only enough money to munch on lettuce, he will be back working!!

Hugs

Mary in Alabama

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0309COOKIE 6/17/2012 10:13AM

    Nice to see a blog from you. My you have gotten a lot accomplished! I like the idea of the dry erase board. I have to write things down too otherwise I forget things too.

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RAINBOWCHOC 6/17/2012 2:49AM

    so why were you washing your son's car???? I'm sure he is big enough to manage that for himself! I know it's a labour of love but you must take care of you too.
I hope your husband can find a way of supplementing his income when he retires or there will have to be some big changes. Could you move to a smaller place? Will he still want to chop wood for the heating when he gets more arthritic? Time to set him down to some serious thinking!!
Your Sparkfriends are here for you, keep blogging and we will be there to keep your spirits up.
ps, good to read your mother is still with you.

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1CRAZYDOG 6/16/2012 9:09PM

    Awww, sorry finances are such a struggle. **SIGH** wishing you luck with getting fixed what needs fixing.

I too need a list or it just doesn't get done. My memory isn't bad, but you know, when you have so many balls to juggle, you just have to take whatever help you need to stay organized. The dry erase board sounds like a fine tool. I use mine, too.



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PATRICIAANN46 6/16/2012 6:51PM

  I have been a list-maker for many years. If it isn't written down, there is too much danger of it being forgotten. And........there is a real feeling of accomplishment when the item or chore can be crossed off. Lists keep me honest.

I am sorry that you have had to go through so many financial upheavals. I hope that things get better for you very soon. The stress is NOT good for you in so many ways.

Take care.
emoticon
Patti

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TEXASFILLY 6/16/2012 1:55PM

    emoticon Do the best you can, dear heart, and give the rest to the Good Lord~ *hugs* BB~

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ROXYZMOM 6/16/2012 8:53AM

    I love the idea of writing down what you accomplished, especially since you are staying home. I stayed home for eight years when my maids were small and can remember how I felt - doing the same thing every day . My husband and my discussions were about the kids or his work. I ended up starting a non profit group for stay at home moms - 80 joined the first month! I knew then I wasn't alone.

Is there a club or senior center in your area? My MIL is in one, goes everyday and loves it.

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SENATOR9 6/16/2012 8:03AM

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