TEDDYTEDDY   46,697
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TEDDYTEDDY's Recent Blog Entries

Not feeling "so desperate" today...exercise helps...

Thursday, October 08, 2009

I'm up early again at 4:30. Yesterday I was up at 3:00 a.m. and "disturbed." I got a good night's rest last night and yesterday I exercised 83 minutes between swimming an hour and 23 minutes on treadmill (also spent 10 minutes on leg press). I think exercise is the best antidote to depression and worry.

I plan to start a habit of swimming 4 times a week. My membership to health club is only $6 per week. That makes swimming a pretty reasonable use of my membership. Just need to go to the gym and work on my quadriceps and calves a couple of times a week, too. It fits in my schedule on the days when I have to wait 1-1/2 hours after work to swim in the evening instead of morning.

I used to belong a health club that was $80 a month and probably went only once or twice a week at most. The club at work is a way better deal.

Since parking is an issue I can also get exercise walking to and from my regular parking space at work (it's probably a half mile round trip walk which I can manage now that I am 4 months out from knee replacement). If I wimp out and drive and park in a different ramp I have to pay $4 for 1-1/2 hours for parking which is just crazy since I do need the exercise.

Gotta move it now...need some breakfast before swimming so I am not feeling "starved" afterwards and end up eating something not very healthy from one of the restaurants in the building where I work.... (don't want to spend the bucks on that, either).... emoticon

  
  Member Comments About This Blog Post:

SQUIRTZIE 10/8/2009 10:58PM

    Glad you are feeling a little better.
Swimming is really good for you.

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MSLZZY 10/8/2009 5:36PM

    Exercise can clear the mind! Have a good evening!

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GONE2BEACH101 10/8/2009 7:41AM

    Swimming is great after a knee replacement!! Good for you!! Yep, I try to NOT park near the doors when grocery shopping...every extra step counts!! GOOD FOR YOU!!!

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How to start a budget...resources on SparkPeople

Tuesday, October 06, 2009

It was not easy to find a budget form on SparkPeople but it is there...

First go to Healthy Lifestyle, then Lifestyle Centers, then Financial Fitness.

Click on View Resources to Manage your Money.

Then there is a list including the Printable Spending Log and articles on managing money.

I haven't filled out my log yet but it will be an eye opener since I have been like the ostrich with her head buried in the sand and "hoping upon hope" that "things will work out." Eventually this attitude will get you in trouble...

And trouble is my middle name.... emoticon emoticon

  
  Member Comments About This Blog Post:

MOTOMOMOF2 10/6/2009 9:18AM

    I have it, many copies and started to use it for about 2 days, I really need to get back to it. Or maybe I just need to not spend so much

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FITKAT2010 10/6/2009 7:46AM

    Good for you!

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FLASUN 10/6/2009 7:19AM

    emoticon Teddy for explaining how to get the budget sheet! You just never know what else you can find here on SparkPeople! I guess they are thinking of everything to help us out! Will have to look for this and give it a go!

Terrie, Ostrich team.....sounds good to me!!

Comment edited on: 10/6/2009 7:20:19 AM

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MSLZZY 10/6/2009 6:55AM

    I will check this out today. I think I could use it. You are not alone in this, you know. I'm on the other side of the boat holding an oar.

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NANCYLEE46 10/6/2009 6:32AM

    Ty, Ty for sharing and doing all that searching.

Nancy

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BIGT_56 10/6/2009 6:03AM

    When you finally get your head out, look to your right and you will see me trying to get mine out as well. I have robbed Peter to pay Paul for so long, that now I am having to steal it back from Paul to pay Peter.
Maybe we can start an Ostrich Team here on Sparks.

emoticon
Terrie

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Working on budget....

Monday, October 05, 2009

Husband and I have "operated" without a budget for about 10 years....(married about 10 years ago)...It worked before but now with him not working and collecting social security and no savings to fall back on I am scared.... I found a great budget sheet and article on Spark People for a starting place (almost said a jumping off placed, but reconsidered as that sounded negative).... I am reading a book on being positive at the present time and in my mind I keep arguing with the pollyannaishness of that exercise.... After I figure out what it is costing us to live in our house, etc. and using my income plus his, I believe going to a professional counselor would be the best way to figure out what to do. Unfortunately, finances are only one issue as we have become "estranged" emotionally from each other. I am feeling anxious about the whole thing and have been in this state for at least 6 months....and I don't see a silver lining anywhere....I think part of the solution will be to pay off all credit card debt with my retirement money and that will not leave much of that left. There will have to be some "belt tightening" and think there will be some major upheaval before things are much better.

  
  Member Comments About This Blog Post:

SQUIRTZIE 10/7/2009 9:29PM

    I am going to start doing that.
Sounds like a really good idea. SP has so much information. It is really an incredible site.

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LINDYPOWER 10/5/2009 10:38AM

    Where did you find this budget sheet? You did not share this with us and I am interested in printing it out and reading the article.

I live alone and am living on $600 a month workers comp with NO savings or retirement money. The oil tank is bone dry and I live in the Northeast. I am 59 1/2.

Consider yourself blessed beyond measure for the treasures that you already DO have like a husband. Work on that relationship. Do you know how hard it is to find any man OUT IN THE JUNGLE? You must not think about what you DO NOT have because putting energy there will give you more of those things that you DO NOT HAVE and are missing. You will get more of the negative stuff it you think about it. Send your husband loving wishes during the day and feel your own love within your heart when you do. He will feel it too. When you come home and see him, smile and ask him how his day was. Tell him that you missed him. Share a meal together and ask him to help with the cooking and clean up so you can go for a walk together after dinner. Hold hands. Tell him that you are happy that he is retired and is still able to bring in money while not working because he EARNED it through out the years working. Tell him that both of you are blessed for those things that both of you DO have.

If your relationship is so strained that you cannot approach him, show him my letter and tell him that I wanted you to do so. I left my husband 10 years ago, and part of me regrets it immeasurably. All that is out there from my perspective are men who want to have sex not a date, and then dump you. As soon as the conversation changes from the basic introduction, they shift the conversation to hot tubs and wine. Screw that. Never give yourself away to a man who objectifies you and disrespects who you are as a woman. Do you want that? If you leave your husband, you might be further in debt and find yourself alone or in a world of sharks and predators. 80% of people over 50 have the HPV - human papaloma virus. There is a scary world of STD's out there. This is based on my own experiences only. Thankfully I was not promiscuous after I left my marriage. God only knows what the CHARMERS were carrying inside their bodies to infect me with.

It is a scary and dangerous world out there in the dating scene. Men carry on as serial daters and because of the availability, they can date multiple women and then dump dump dump as more arrive on the scene.

Does your husband look so unglamorous, still? Send him love in your thoughts, today. He will feel it. See the difference when you get home.

THIS IS THE FIRST BUDGET YOU NEED TO WORK ON. ONE STRAIGHT WEEK OF FOCUSING ON HOW MUCH LOVE THERE IS BETWEEN YOU AND HOW YOU WILL DIVIDE IT UP DURING A WEEK. HOW MUCH LOVE YOU SEND HIM. HOW MUCH LOVE HE SENDS YOU THROUGH THOUGHTS WORDS AND ACTIONS. SPEND AN ENTIRE WEEK AT HOME IN THE EVENINGS AFTE WORK, AND COME UP WITH EVERY WAY YOU CAN TO ROMANCE EACH OTHER WITHOUT SPENDING ONE PENNY. INSTEAD OF DINNER AT THE TABLE, MAKE A PICNIC AND GO TO A PARK AND EAT.

I don't know why I am going on about your relationship when this ia about finances. I am an intuit. I sense you want to break up the marriage, though. That will place you deeper into debt at this time...and maybe forever.

If you ask God with loving intention, you will both be provided with everything that you need. emoticon

Comment edited on: 10/5/2009 10:52:25 AM

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WALNUT5612 10/5/2009 9:54AM

    A budget is sOOO important! Most of us don't follow one, but we should.

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FITKAT2010 10/5/2009 9:46AM

    Good luck

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EILAROSE1 10/5/2009 7:32AM

    It sounds like you have the answers yourself.

Always go with your first instincts and you will be fine

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erased

Sunday, October 04, 2009

erased

  


21 days to make a new habit (waking up earlier without alarm)

Friday, October 02, 2009

I would love to take a day off work for fun but cannot as I have had too much unscheduled time off in the past year....so I am grateful I work only 5 days a week...I used to work 2 jobs for years (that ended 10 years ago when I got married the second time) so I really appreciate the weekends. Lately the evenings have been just a time to wind down and go to bed early.

The main change I have done lately is get up early so I can swim 2 days a week. I wake up early all the other days so I need to do something constructive (like exercise or clean house) instead of tossing and turning and trying to go back to sleep for an extra half hour....

It is surprising how quickly my body decided 4:30 is the new wake up time and even when I would like to sleep later it just doesn't work. I think this habit took place after only about 3 weeks of setting my alarm for 4:30, so the estimate of changing a habit at 21 days apparently worked for me.

Because of the parking situation at the pool and losing my handicap parking permit (I am supposed to be sufficiently healed from knee replacement surgery by now, 4 months ago) I will need to get up about 4:00 a.m. starting next week and walk from my regular parking place or pay $4.00 to park each swim day....walking to and from swimming might work except I would have to change my work start time to 8:00 instead of 7:30 as it is quite a hike over to the pool from my office.

The other plan would be to go swim after work but think of something to do from 3:30 to 5:00 when the pool opens.....Perhaps I could go to the gym for an hour and do those knee exercises on the leg press and recumbent bike I have been neglecting.

I think plan 2 will have to be the one...I wanted the easier, softer way...pay $4 for parking instead.... emoticon

  
  Member Comments About This Blog Post:

JENANDCIA 10/2/2009 2:04PM

    Great job with getting up instead of hitting the snooze - I set my alarm early on purpose just so I can hit the snooze and make myself feel like I'm getting extra sleep lol I would suggest trying both plans and seeing which one works better for you or like the other person suggested splitting them. Way to go!!!!!!

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MSLZZY 10/2/2009 7:54AM

    I think both plans are good but you'll decide what works for you! I haven't set an alarm clock in years and it is such a habit that sleeping in never happens.
Good luck!

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BIGT_56 10/2/2009 7:06AM

    You are amazing Teddy! 4:00 (even 4:30) would never become a habit for me...not in 21 days or 21 years! I am night person by nature. The only way I would be up at 4:00 in the morning is if I had been up all night.
emoticon
Maybe you could split the difference and pay to park every other time.

Terrie

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FITKAT2010 10/2/2009 6:50AM

    The path of least resistance is the one taken by most....until they see it leads to staying put.

Good achievement!

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