SCOOTER4263   26,787
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SCOOTER4263's Recent Blog Entries

short update

Tuesday, January 01, 2013

Very short, as I'm sending it from my phone. I don't have internet at the house anymore, and while I'm perfectly capable of ordering books from Amazon using my phone, it never occurred to me that I could log onto SP the same way.

As everything on the phone is teensy and slow, I won't be saying much, but I wanted everyone to know that I'm alive, reasonably well, hoping for a great 2013 (planning on it, even) and wishing the same for all my Spark Buddies.

Bright blessings,
Karen (aka Scooter)

  
  Member Comments About This Blog Post:

KRISKECK 1/17/2013 9:18PM

    Greetings and good to hear from you! Sending love....

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SOXYINMO 1/17/2013 6:57AM

    I was looking at my dwindling woodpile and thought of you! Glad you are well. We sure miss you!

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WONDERFUL2BME 1/3/2013 4:32AM

    This will be a good year! Amazing what we can do with our phones now. I log my food with the SP App on my phone. It is so much easier than trying to remember every measurement when I am gone from my computer.

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HIPPICHICK1 1/2/2013 6:18PM

    So glad to know you are doing well! I hope your holidays were jolly and I'm wishing you a very happy and prosperous New Year.
Lots of emoticon

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RUSSELLORAMA 1/2/2013 11:31AM

    Happy New Year!

emoticon

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APPLEPIEAPPLE 1/2/2013 9:04AM

    I do not have a smart phone. They are like mini-computers anymore. Glad to hear from you! Have a Happy New Year! Keep in touch.

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ACIMPEGGY 1/1/2013 11:25PM

    I do a lot of SP on my phone, too. The ads suck!

Happy New Year to you, dear! We can do this if we keep a positive attitude (and I know that's hard sometimes).

Hugs...

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REDWRITINGHOOD 1/1/2013 11:18PM

    Always glad to hear from you!!!

:)

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MORTICIAADDAMS 1/1/2013 10:06PM

    It was so wonderful to hear from you and I hope that you stay in touch!! Have a great 2013!!

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LIZZIE888 1/1/2013 7:57PM

  Good to hear from you... you've climbed a mountain getting this far!

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ADAGIO_CON_BRIO 1/1/2013 7:20PM

    It's good to hear from you! May you be well and have a great 2013.

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SHERYLDS 1/1/2013 5:19PM

    emoticon Happy New Year emoticon

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JANEDOE12345 1/1/2013 5:14PM

    Good Heavens! We miss you so much! Go to McDonalds with your laptop and get some wi-fi action and let us know what is up in your world, ok??

Happy New Year, Karen. Please keep in touch,
Pam

emoticon emoticon emoticon

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DEBBY4576 1/1/2013 4:47PM

    Thank you, and Happy New Year. AND YES, typing on the phone is slow going and teensy.

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SUZYMOBILE 1/1/2013 3:57PM

    Thank God for smartphones! Good to hear from you, Karen, and wishing you the very best New Year!

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BETHGILLIGAN 1/1/2013 3:36PM

    So glad you sent an update!!! I've missed you!!! Hope all is well---are you still at the "new" job? How's that working out? Miss you!

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BARCLE 1/1/2013 3:32PM

    Wishing you a super 2013 emoticon

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NORASPAT 1/1/2013 3:32PM

    Good job, Now if you have a wi fi place you can take advantage once in a while to hav e a look at the big screen/ Libraries have lap tops if you do not havd one.
DH and I are down with flu-we did have the snots,

Mine has been painful for 6 days and He is just coming down and his surgery is in 2 weeks.

Good to hear happy things are working for you HUGS and happy New Year Karen..

Pat in Maine. emoticon emoticon emoticon emoticon emoticon

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SLIMMERJESSE 1/1/2013 3:00PM

    Good to hear from you. Wishing you the best in 2013.

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short update

Tuesday, January 01, 2013

Very short, as I'm sending it from my phone. I don't have internet at the house anymore, and while I'm perfectly capable of ordering books from Amazon using my phone, it never occurred to me that I could log onto SP the same way.

As everything on the phone is teensy and slow, I won't be saying much, but I wanted everyone to know that I'm alive, reasonably well, hoping for a great 2013 (planning on it, even) and wishing the same for all my Spark Buddies.

Bright blessings,
Karen (aka Scooter)

  
  Member Comments About This Blog Post:

VALERIEMAHA 1/2/2013 12:24PM

    Muchos saludos Karen!

Writing you from an internet cafe in Otavalo, Ecuador. Remember, to assure an astounding 2013 letīs both of us not forget Rumiīs perfect advice:

FORGET SAFETY.

LIVE WHERE YOU FEAR TO LIVE.

DESTROY YOUR REPUTATION.

BE NOTORIOUS.

Abrazos,
Maha

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TXTOAD9970 1/1/2013 3:31PM

    Happy New Year! emoticon

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I Got the Job!!!

Wednesday, November 07, 2012

I told you you'd be the first to know!

Not sure what I'm going to be doing yet, but I start in two hours.
Details later.

  
  Member Comments About This Blog Post:

JANEDOE12345 11/11/2012 1:00PM

    So happy for you!

emoticon emoticon emoticon emoticon

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UUCEEJAY 11/11/2012 8:59AM

    Yeah! emoticon

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SWIMMAN 11/9/2012 9:40AM

    Woo Hoo!!! Keep it going!!!!

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SLIMMERKIWI 11/9/2012 5:19AM

    GREAT news :-)

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NORASPAT 11/8/2012 1:59PM

    emoticon emoticon emoticon emoticon emoticon

Happy, happy Dance!!, I am so very happy to hear this great news!

Great news for sure, emoticon emoticon Pat in Maine.

Comment edited on: 11/8/2012 2:00:11 PM

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GOPINTOS 11/8/2012 1:05PM

    OH wow! Congrats!!

Thanks for sharing!

emoticon

Smile and Enjoy the Rest of Your Day!
Melinda (gopintos)
Perfect Health Diet Team
Country Living Team
Dr Oz Show Fans Team
Wheat Belly Team

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CORKYTHEMOM1 11/8/2012 10:56AM

    emoticon emoticon emoticon Scooter! I'm so HAPPY for you!

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APPLEPIEAPPLE 11/8/2012 9:06AM

    Congratutions!! emoticon

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BUNNYCATS 11/7/2012 9:09PM

    emoticon emoticon emoticon

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TAFODIL24 11/7/2012 8:43PM

    emoticon emoticon

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_UMAMI_ 11/7/2012 8:41PM

    emoticon

See, Happiness loves company, too.
emoticon

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SOXYINMO 11/7/2012 8:10PM

    Congratulations!!!!!!!!!! emoticon

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PROUD-GRANDMA 11/7/2012 7:56PM

    emoticon emoticon

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LIVELYGIRL2 11/7/2012 7:37PM

  Great! I'm glad you got a job! emoticon

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MORTICIAADDAMS 11/7/2012 7:30PM

    Totally awesome!! So happy for you!!

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HIPPICHICK1 11/7/2012 6:46PM

    SWEET! You go GRRL!
emoticon emoticon emoticon emoticon emoticon emoticon

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AWESOMECAROL55 11/7/2012 6:44PM

    Way to go...let us know how it goes!!

Carol

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TOTHEFUTURE1 11/7/2012 4:41PM

    Congratulations * * * * emoticon * * * * emoticon * * * *

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DEBBY4576 11/7/2012 4:39PM

    emoticon emoticon

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ONEWEIGH 11/7/2012 4:37PM

    emoticon

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SLIMLILA 11/7/2012 4:16PM

    emoticon emoticon emoticon (Hope I['m next to get a job)

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VALERIEMAHA 11/7/2012 3:13PM

    That's as good as the the election results news!!!

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JLPEASE 11/7/2012 2:24PM

    Congratulations!!!!!!!!!!!!!!!!!!!!

emoticon

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BETHGILLIGAN 11/7/2012 2:23PM

    OMG!!!! That is GREAT news!!! Congratulations!!!!

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SLIMMERJESSE 11/7/2012 1:22PM

    Oh, Scoot, I'm sooooo happy for you. Congrats and have fun!

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ALICIA214 11/7/2012 1:19PM

 




emoticon emoticon

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STEVIEBEE569 11/7/2012 12:53PM

    Congrats! WooHoo!

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KRISKECK 11/7/2012 12:33PM

    Woo hoo! So happy for you - it sounded like a great fit - here's to persistence!


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LUNADRAGON 11/7/2012 12:29PM

    Yes! Grats!

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Whoever gave me the mu-shu recipe ;

Wednesday, November 07, 2012

A bag of broccoli slaw stirfired and rolled in a whole wheat wrap with a dab of hoisin ( as close as I could come to plum sauce) - THANK YOU, Five minutes to awesomenes, and a great meal to watch during the election returns. I can see this becoming a household staple meal.

  
  Member Comments About This Blog Post:

_UMAMI_ 11/7/2012 8:46PM

    OMG, I was just telling DH that, in 14 years, I have YET to find decent Chinese food here (after living in NYC and Boston, I was spoiled). And I was really craving Moo shoo! (sp)

Thx for passing on the tip.

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MORTICIAADDAMS 11/7/2012 7:29PM

    Sounds delicious!

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JLPEASE 11/7/2012 2:31PM

    That sounds tasty! And easy! Two things I look for in a recipe.
emoticon emoticon

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APPLEPIEAPPLE 11/7/2012 11:12AM

    emoticon Sounds tasty.

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ADAGIO_CON_BRIO 11/7/2012 10:02AM

    It sounds great! I'll have to try it.

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FLORIDASUN 11/7/2012 8:27AM

    Hey...I just bought a jar of Plum Sauce...you'll welcome to knock on my back door and borrow it! emoticon emoticon

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SOXYINMO 11/7/2012 6:37AM

    Ooooooooooooooooh, yummy!

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CHIBIKARATE 11/7/2012 1:59AM

    I must try it too emoticon emoticon emoticon

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Money info I wish I'd had

Monday, November 05, 2012

I put $800 into the checking account the other day, planning to use it for little details like keeping the lights on and making a mortgage payment. Looked in the account today, and $450 has vanished! WTF?? Turns out that Directv stole it.

It seems that any time you give your debit card number to someone, it's a tacit agreement that if you owe them money, they can just reach into your account and take it - it's considered "a purchase." There is no way you can block this from happening or prevent it from happening again, other than getting a new debit/credit card with a new number (with my bank, that's a $35 charge...and besides, I've already memorized my card number.)

So if you make a payment online or over the phone to an ongoing account, such as a satellite subscription, using a debit card, then they've got your number, literally and figuratively. You prefer to pay by writing your own check? Too bad - they've already grabbed whatever they want without telling you, and there's not a darned thing you can do about it except rearrange your banking tools and habits. I'll be doing that rearranging very soon.

It works differently for things like buying shoes - that's a one-time purchase, and if they charge you twice, it's a "mistake" and the bank can rectify it, so debit cards are still good for that. But companies that you have a monthly charge from? Forget it. The company has total control.

Don't believe me? I wouldn't have either. Ask your bank - they don't like to point this out, because it discourages debit card use for recurring payments, but it's all true.

EDIT NOTE: I never authorized auto-pay or direct payment. What happened was, a little more than a year ago, I came home from visiting the kids for a while and discovered that the tv had been shut off. I called Directv, and they said it'd been shut off for non-payment, and would I like to make the one-time payment via debit/credit card? I said sure, and it went through and I thought we were done. Turns out they kept my debit card number on file, "...in case I wanted to use it again."

I do pay online - I love online banking - but I never authorize auto-payment, because my income is agriculturally rather than fiscally based. I get lump sums at irregular times, rather than the weekly or monthly incomes most people have,and I don't always align perfectly with big companies and their predetermined billing cycles.

And, yes, I am going to get a new card.

  
  Member Comments About This Blog Post:

MORTICIAADDAMS 11/7/2012 7:25PM

    Lots of places are doing this in my area without authorization. The banks are all for it too. I hate it.

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APPLEPIEAPPLE 11/7/2012 11:21AM

    Go to www.FTC.gov and place a complaint. The paperwork alone Direct Tv will need to handle might make you feel better. Then again you might get some money back. Look under consumer protection tab and then file a complaint.

Comment edited on: 11/7/2012 11:24:34 AM

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NAYPOOIE 11/6/2012 12:20PM

    If you don't authorize recurring payments, they shouldn't be able to take it. Maybe if you offer to sue them for unauthorized collections (i.e. theft) they'll refund.

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SLIMMERKIWI 11/6/2012 2:39AM

    Pity you can't let that account run on zilch and get another card. If you didn't owe it then as far as I can see they have stolen and there should be provision for that to make a complaint to your bank and have it reversed and the company prosecuted.

Kris

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DJ4HEALTH 11/5/2012 11:01PM

    The bank is not the only ones that do that type of thing.;. I was in a store about 7 or more years ago and wrote a check and they wanted a credit card number as well but I did not give it to them.; When asked why they wanted a credit card they gave me some excuse about making sure that they would get their money and that ticked me off and I did not buy the stuff and wanted my check back. They did not even see if I was on one of those list for bad checks (was not) but that did not matter to them.;

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NORASPAT 11/5/2012 10:34PM

    We have just had a bank change and they have sent us Debit cards we do not want ,now I see why . I am having a long talk with DH about using our local bank. He is not happy having to chang all if the auto pays but I am thinking it MIGHT be safer that way. It is bad enough thieves rob us but when corporations do where do we turn. Thanks for the Info Pat in Mainer.
emoticon emoticon emoticon emoticon

Comment edited on: 11/5/2012 10:35:47 PM

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JLPEASE 11/5/2012 8:40PM

    I had no idea this could happen! Thanks for getting the word out and I'll make sure I keep careful tabs on that from now on.
emoticon

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_UMAMI_ 11/5/2012 8:25PM

    Scary!!

You know, it gets even scarier as the small print gets smaller by the mailing!

I had a similar wake-up call (and yes, you may judge me by this, for I am very poor now). I was getting the whole shebang at my "cheap" hairdresser about five years ago: shampoo, cut and color. It was our anniversary, or thereabouts, and I was splurging before Christmas. The total with tip was $120.

She put in $1200. It went through.
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That was our Christmas money.
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Luckily, the bank was able to rectify it within days, but I've been wary of using my bank card since.

I hate handing over anything. I even make sure to check my snail mail. I got a surprise this week that someone FROM MY ADDRESS (but not me or my husband) signed up with MyUPS for notice of delivery of packages. Hmmmm.....I found them online and they don't seem creepy, but why are they signing up for packages delivered to *MY* address (not a common address, btw).

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ADAGIO_CON_BRIO 11/5/2012 8:08PM

    I am so sorry! You are correct, of course. I have encountered such problems before and it really is heartbreaking. I hope that you somehow manage to get it resolved but you are up against the "machine", so it's a tragedy.

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BETHGILLIGAN 11/5/2012 8:03PM

    Geez! How frustrating!!

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AUTUMNBRZ 11/5/2012 6:29PM

    I would have been so pissed and slightly panicked. I am sorry this happened to you and it is good to know. I pay by phone all the time. ugh

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RUSSELLORAMA 11/5/2012 6:20PM

    Ah, that's bullshiz!!!

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GOPINTOS 11/5/2012 6:15PM

    OH geesh!

Thanks for sharing!

emoticon

Melinda (gopintos)
Perfect Health Diet Team
Country Living Team
Dr Oz Show Fans Team
Wheat Belly Team

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KRISKECK 11/5/2012 3:07PM

    Grrr how incredibly frustrating - seems like that should be illegal! I really don't like to use debit cards for anything, since they lack the protections of credit cards. The only things I auto-pay are the things that are the same every month, like mortgage, insurance, power bill. Verizon keeps after me to set up auto pay....ha! Never! I actually pay them online with my credit card so they dont have my bank account info.

Comment edited on: 11/5/2012 3:08:04 PM

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SLIMMERJESSE 11/5/2012 1:47PM

    I never ever ever ever give any company monthly payments out of my account. Even the phone company. I prefer to pay online
myself rather than give them permission
to stick their grubby hands into my account.
Very sorry this has happened to you.
It's discouraging. Keeping my fingers
crossed for your good news tomorrow
when your friend calls to let you know.

p.s. I personally feel that $35 is a great investment in a new card to remove this possibility in the future. Plus, you can memorize again.

Comment edited on: 11/5/2012 1:50:02 PM

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WYO_CASEY 11/5/2012 1:37PM

    You should be able to block that provider. Ask your bank to block all ACH transactions from Direct TV. This authorizes the bank to block everything from Direct TV so make sure you inform Direct TV that you will be writing checks from now on. Usually that charge is $25 or so, but well worth it if you really are worried about them doing things like this.

I used to be a teller for 2.5 years and then a bank auditor for 2.5 more. :)

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BRENDA_G50 11/5/2012 1:31PM

    emoticon It might be true, but it still sucks!!! emoticon

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MNNICE 11/5/2012 1:28PM

    I'm definitely going to check on that. I rarely use my debit card, but this may be reason to use it even less! Thank you for the heads-up!

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NWLIFESRC 11/5/2012 1:22PM

    emoticon

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SUZYMOBILE 11/5/2012 1:19PM

    Argh!!!

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