Wednesday, November 07, 2012
I told you you'd be the first to know!
Not sure what I'm going to be doing yet, but I start in two hours.
Wednesday, November 07, 2012
A bag of broccoli slaw stirfired and rolled in a whole wheat wrap with a dab of hoisin ( as close as I could come to plum sauce) - THANK YOU, Five minutes to awesomenes, and a great meal to watch during the election returns. I can see this becoming a household staple meal.
Monday, November 05, 2012
I put $800 into the checking account the other day, planning to use it for little details like keeping the lights on and making a mortgage payment. Looked in the account today, and $450 has vanished! WTF?? Turns out that Directv stole it.
It seems that any time you give your debit card number to someone, it's a tacit agreement that if you owe them money, they can just reach into your account and take it - it's considered "a purchase." There is no way you can block this from happening or prevent it from happening again, other than getting a new debit/credit card with a new number (with my bank, that's a $35 charge...and besides, I've already memorized my card number.)
So if you make a payment online or over the phone to an ongoing account, such as a satellite subscription, using a debit card, then they've got your number, literally and figuratively. You prefer to pay by writing your own check? Too bad - they've already grabbed whatever they want without telling you, and there's not a darned thing you can do about it except rearrange your banking tools and habits. I'll be doing that rearranging very soon.
It works differently for things like buying shoes - that's a one-time purchase, and if they charge you twice, it's a "mistake" and the bank can rectify it, so debit cards are still good for that. But companies that you have a monthly charge from? Forget it. The company has total control.
Don't believe me? I wouldn't have either. Ask your bank - they don't like to point this out, because it discourages debit card use for recurring payments, but it's all true.
EDIT NOTE: I never authorized auto-pay or direct payment. What happened was, a little more than a year ago, I came home from visiting the kids for a while and discovered that the tv had been shut off. I called Directv, and they said it'd been shut off for non-payment, and would I like to make the one-time payment via debit/credit card? I said sure, and it went through and I thought we were done. Turns out they kept my debit card number on file, "...in case I wanted to use it again."
I do pay online - I love online banking - but I never authorize auto-payment, because my income is agriculturally rather than fiscally based. I get lump sums at irregular times, rather than the weekly or monthly incomes most people have,and I don't always align perfectly with big companies and their predetermined billing cycles.
And, yes, I am going to get a new card.
Friday, November 02, 2012
I don't like to throw things out into public view until they're certain, but this is a decent bet, and I need you guys all crossing your fingers for me.
An old friend with a crafty-sort of business just received an award and is expanding into a bricks-and-mortar retail presence. I called said friend for a month or so, and he just got back in touch with me today (just got back in the area yesterday.) At first he wasn't all that sure, but I gave him my mini-sales pitch (art-y, *lots* of retail experience, web-building experience, etc), and he's going to go over things with his financial person and get in touch with me Tuesday - start off part time and segue into full time, probably opening the retail store.
So it *is* possible to make money working at something you enjoy with people that you like!
(Of course, this could all fall apart at my feet, but I don't think so. I'm confident...but just in case, please keep me in your prayers.)
Thursday, November 01, 2012
So, let's see how I did with my October goal list:
- showing up on SP every day.
Well, maybe I didn't make it every day, but I was definitely around more often than not. No check, or maybe a check minus.
- impose some sort of order on my work schedule.
Okay, check...sort of. I finished all the independent work and the CSA is finished for the season. Now I am completely unemployed and dead broke - but my schedule is wide open! :)
- become firmly established below 200 pounds
Believe it or not, check! 197 and holding (more or less, depending upon Our Friend Sodium)
- blog (here) 2-3 times per week
Nine blogs in four weeks - that's pretty good. I"ll give that a check.
- remember to wear the FitBit and get in my 10,000 steps per day, plus a couple days (like 2-3) of semi-serious lifting
No check here - not even close. Although I did figure out at least part of the problem. I keep the FitBit clipped to my bra in the center and a lot of times when I'm just around the house, I don't wear one. Lousy excuse, I know, but a true one. Maybe if I'd get dressed all the way every day, I'd do better with that. The other part is that I just plain forget. The lifting I demand a check for, though - all that firewood has got to count for something.
- make the "daily" household chores become, in fact, daily, rather than waiting until they reach calamitous proportions
No check here, either, although there has been some minor improvement.
- set aside time for daily meditation
Nope. It goes in streaks, then I forget for days on end, pick it up again, then lay it back down.
SO for November, I'm going to try the same set of goals as last month and see if I can get the missed ones shoved into line.
I was going to do NaNoWriMo again, but I'm not sure...anybody else doing it this year?
EDIT: Oops. Sorry. NaNoWriMo stands for National Novel writing Month (I think...) and challenges you to write a 50,000 word novel in thirty days. Some people do it every year, some people do it several times a year, some people (like me) have yet to get beyond a certain point. (For me, that point is roughly 31,000.) Here:
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