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The Trailer Is Neater Every Day

Friday, September 23, 2011

1/18/93 Monday – Found a post office and mailed off all of the bills that we had and paid a few that we didn’t have. It turns out the BW sent Discover $114 and I sent $370. We can only account for about $200 in charges, but I had the Sears Service desk call for me ant the computer claimed I had $364 charged. (?) It will be interesting to see the next couple of bills.

I also sent $560 to Mastercard even though I showed a $73 credit. That should cover the $505 for Stout’s fussing with my brakes, $75 for an advisory service, and a few bucks extra for good luck.

The post office was closed for Martin Luther King Day, but we know where to get stamps tomorrow. Also, I now know where to get goodies – we found the Ace Hardware (Miller’s Hardware) and K-Mart today. I told Ace that any town of 40,000 had to have a k-Mart, and I was right! There’s a Win-Dixie and another great, nice grocery right there, too.

Tomorrow I have to buy more towel rods and stuff to make a 30 Amp extension cord – about 25 feet long. I need to straighten out the mess left by Mr. Gray so we can get some power into this thing. Right now I’m using a 50 foot 14 AWG two wire extension, and any one of the refrigerator, water heater, or microwave will make the lights dim. As a consequence the water heater and refrigerator are running on gas.

I got the right tank filled this morning ($10.40 for 30 pounds or 7 ½ gallons) after it went empty last night. Right now both tanks are full, but the furnace still runs at night (even though it is hot in here in the daytime.) I got a little sunburn yesterday. Also put up 10 coat hooks and stored my cold weather clothes in the water pump space. The space under the refrigerator is huge – would hold nine cubic feet – about 37 gallons. I put a three gallon storage tote in there and didn’t make a dent. The trailer is neater every day.

  
  Member Comments About This Blog Post:

MS.ELENI 9/23/2011 5:36PM

    Even in 93 you were busy all the time emoticon

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KATHY024 9/23/2011 3:41PM

    Some of the best times of my life were spent RVing. Met lots of great people and really got to relax. Glad you are enjoying your adventure.

Happy trails to you! Kathy

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Valdosta, GA

Thursday, September 22, 2011

1/17/93 Sunday - Got the van serviced at Sears, bought Batteries for the camera which was accidentally left on for a week ($19.50 and $13,50), got three more throw rugs for the coach, dirty clothes bags, a stool for the BW, etc. at Wal-Mart ($65), did the laundry ($6), and bought a map of Valdosta ($2.40). Counted my pocket money and came up with $913 total – from $1315 on January 2 and about $1200 on the 14th when we finally left home. I also charged $505 on the MC and $82 on Discover (yesterday at Wal-Mart.

More trailer stuff. At the rate money is flowing I would be in trouble without the leave payment. I also figured out a way to show and designate the 50 storage compartments in the trailer. We have got to get some order to our storage soon. With all the holes in here plus all the storage in the van, it is a wonder we find anything. At least the car-top carrier on the van is limited to camping equipment right now.

  
  Member Comments About This Blog Post:

MS.ELENI 9/22/2011 8:26PM

    emoticon

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Cecil, GA

Wednesday, September 21, 2011

1/16/93 Saturday – Made it to Cecil, GA today (exit 8 on I-75). Pretty nice campground for $5/night. We had sun, and you couldn’t see your breath! After we set up the trailer we went into Valdosta to shop. I checked my blood pressure at a machine in Wal-Mart - 135/79, with a pulse rate of 93! Back at NAC, with medicine, after relaxing I could get down to 165/107 at 70 to 59 on a good day.

We will do laundry tomorrow and I need to get the van serviced and a propane tank filled. Should be here a few days (3 to 5) while we settle in. Bought four throw rugs, groceries, and assorted stuff at Wal-Mart. Tomorrow we need to get three more throw rugs. Now I need to write to Larry Marcrum, Jim Gogola, and maybe Terry.

  
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MS.ELENI 9/21/2011 9:52PM

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Family Leave Resort in northern Georgia

Tuesday, September 20, 2011

1/15/93 Friday. Got up at 7:00 (6:00 local time) and hit the trail by 8:10 AM. Had some coffee and a muffin (home made) for breakfast. Stopped at a truck stop just after we passed Nashville and got on I24. I had the breakfast bar and the BW had a couple of eggs, toast, and juice. Then I called the credit Union to see how big my paycheck was - $13,409.34. Not what I was expecting, but I concluded that they did deduct four per cent for Indiana State Income Tax and then combined my last partial check with the Annual Leave payoff. I’ll find out next week when I get to Frank’s house (or the week after).OOPS! Saturday check stub to my house – next Friday in Texas, then to Florida the week after.

We got to Family Leave Resort about 4:00 finally. The sun was shining on Nashville but it was cloudy here again. It is warmer – some people don’t wear coats. The guy across the way, in a motorhome, just got here from Winnipeg. He says it was 40 below when he left, and he’s headed even farther south. The ice ripped off half of his brush shield for his tender (he had a trailer to bring along all the extra stuff he felt he needed).

  
  Member Comments About This Blog Post:

THINRONNA 9/21/2011 5:42AM

    So neat. I have been enjoying reading these!

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MS.ELENI 9/20/2011 3:43PM

    More memmories. Thanks for sharing

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If They Billed Like Medicare Pays, I Wouldn't Need It

Monday, September 19, 2011

The mail brought a few Summary Notices today, because I recently had a bunch of tests done. They prove to me once more that we wouldn’t need insurance if the medical providers billed the same as the insurance pays. I have Medicare, and Mail Handlers to back it up, and still get to pay for plenty of stuff every year anyhow. The billing went like this:

Ultrasound of the abdomen (looking for cancer spread from kidney) $865 billed, $90.86 paid from both insurers.

CAT scan of neck with contrast - $3796.97 billed, $319.48 paid by two insurers.

CAT scan of neck and chest (two scans with dye) - $5103.61 billed, $593.23 paid by insurance.

Angiogram of carotid artery - $17,380.13 billed, $3146.45 paid by insurance.

That totals $27,145.71 billed, and $4,150.02 paid by Medicare and the copayment. That is a combined payout of 15.29 per cent of the bill, or looked at another way, billing that is 6.54 times what they are willing to do it for.

You can buy Medicare Insurance if you’re are not eligible for it, and if I pretend that neither my wife nor I had Medicare and we bought and paid for both it and Mail handler’s, we would be paying almost $30,000 every year. That translates into $196,000 worth of health care. On the other hand, the $30,000 would cost about $4587 per year, which is a lot less than I pay out of pocket now, let alone the total insurance cost. When I had a bypass operation, the total bills came to about $113,000, and the total payments were about $13,000. That’s an even larger ratio, and the visits to an internist are paid at a much higher ratio of the billed amount. In fact, my neurologist used to bill just what Medicare would pay. Once again, if I could get the rates Medicare gets I wouldn’t need insurance.

  
  Member Comments About This Blog Post:

THINRONNA 9/20/2011 3:28AM

    I live in that world...the one where we don't need insurance that VVKIMBO07 wrote about. (Actually it is a National Insurance Plan that we all pay into with our taxes.) All kids healthcare including prescriptions and dental is free until they are 18, prenatal is free, and the rest is minimal...kind of like a co pay. (well "free" maybe isn't the right word...because again we do pay for it each month in our taxes) It works well, we don't wait for any kind of healthcare and there is even more benefits that I did not mention here.I know that Norway is a much smaller country than the US and our taxes are high...but honestly not that much higher than the US. I may be on a slippery slope saying this but I am not really sure why so many US citizens are against a National Insurance Plan.



Comment edited on: 9/20/2011 3:29:47 AM

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REXTINE1 9/19/2011 10:05PM

    I have Medicare and Mailhandlers. My out of pocket expenses for insurance are $523.47 for Mailhandlers (secondary) and $230.80 per month for two Medicare part B. The Part B might be more than you pay because I don't receive any Social Security. That amounts to$6281.64 plus $2969.60 that we pay out of pocket for insurance, or a total of $9250.24 per year. We also spent $1,412.42 for doctor bills and $2041.89 for medicines (co-payments and OTC) so far this year, which is only about $3,450 "out of pocket". Because I am a retired civil servant, I only pay 30 per cent of the cost for Mailhandlers. If I divide $6,281 by 0.3, I get $20,938.80 as the total annual cost, paid by me and the Navy. I get Medicare part A free because I paid the tax all the time I was working, a good many years. I looked up the cost right now, because I thought it was around $300/month, but found that, if you are not eligible, the cost is $443 per month for each person. You must be over 65, a citizen, and not eligible or disabled, employed so you are not eligible if you are under 65.

$443 for two people is $886 per month that it would cost the government to provide classic Medicare for two people. The other programs cost the government more.

Now we are at $20,938.80 for Mailhandlers and 10,632 for Part A, and 2,969.60 for part B. That is a total (for both us and the government) of $34,340.40.

I actually spent "$3,454.32 of my own money for "medical care" in the past year, but if I add in the national cost of $34,340.40 the total is $37,794.72. This is a year when we didn't really have any special, severe problems. That total is getting pretty near the median household income of the poorer states. For Florida it's around 51,000, and that means half the households have less that that much income.

I used to be a conservative, but I think we need to change something or the whole system is going to collapse.

If the National Debt is $13 trillion and the population is about 300 million, we owe $43,333 per person, or $86,666 for a couple. With kids it gets worse. I have also read that the private debt is double the National debt, so the country as a whole owes about $260,000 for each couple, or pair of people. We don't owe anyone for anything, but the medical costs are much higher than they were when I retired, and they only go up. That is the worst problem the country has. Social security would be fairly easy to fix, but not the medical expenses.


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MS.ELENI 9/19/2011 7:15PM

    I have medicare and a secondary and I have never paid large amounts like you are talking. I can never understand the papers that come from medicare. I just know I am paying much less out of pocket now

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VVKIMBO07 9/19/2011 5:26PM

    What a wonderful world it would be if none of us needed insurance!

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