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What a stupid thing to do-my car accident

Saturday, August 29, 2009

I am so upset and bothered by what I did. It was a bright, sunny day, I was NOT on my cell phone, I DID have my seat belt on. I was at a 3 way stop intersection and pulled out after the cars went by but I cut the car wheel too much and hit a light pole. I smashed up the front bumper and the passenger side front panel. No internal parts were damaged that we can tell, the lights still come on it IS driveable. This was less than 24 hours after DH was home. I feel like an ass for not paying attention but we are both ok.
Luckily the insurance will pay for the rental car, the light pole adn there is a $1,000 dectuable on the car. We're waiting for the insurance adjuster can come and who knows when that will be. Like I need the stress now.
This was my first (and probably last) brand new car and my first car accident since I've been driving in 35 years.



Our New Hamp;shire Spark team had to cancel the get together today due to the weather so hopefully we can re schedule.

  
  Member Comments About This Blog Post:

RWETHAIRYET 8/31/2009 10:40AM

    Thankfully you're both okay!!!

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MATEYMATE1 8/30/2009 1:52AM

    The main thing is your was not hurt. Cars can be fixed it is harder for people.
I am still sorry for you. Sometimes I think these things are meant to test us. We could do without the test what do you reckon.
Love Syl

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MAIRE1999 8/29/2009 8:58PM

    I am so sorry you had an accident with your new car. It's great the insurance will cover alot of the cost. I'm glad your car is driveable but I'm mostly glad you weren't hurt which is the most important thing!!!
Hugs!
Mary

Comment edited on: 8/30/2009 1:37:14 PM

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LINDAGRAVEL 8/29/2009 2:48PM

    I'm sorry about your accident.I'm glad you both are okay .I hope you guys have a wonderful day friend emoticon emoticon

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GIANT-STEPS 8/29/2009 2:10PM

  I remember my first and only accident that was entirely my fault. I hit a curb ruining my tire and wheel wheel and causing some suspension damage. It was going to cost $1,300 to fix. I called my insurance company to ask if it was in my best interest to turn it in or pay for it myself. They told me if I filed a claim I would have a $500 deductible and my insurance would go up a little costing me $244 total over the next 3 years when my rate would go back down assuming I had no more claims. This sounded like a good deal so I filed the claim.

The next year my wife learned to drive and got into an accident that did body damage on both sides of her car.

The year after that I was driving down the highway and a big chunk of cement fell off a truck, hit an SUV that didn't stop, glanced off the side of a car in another lane and landed in the road in front of me causing $6000 of damage to my car.

Three claims in three years is a big deal to insurance companies. They informed me that because of my recent claim history that they were moving me to their "high risk pool." My insurance for 3 vehicles went from $900/year to $900/month! Not only that but the high risk pool was considered a different company so I lost my multiple policy discount on my homeowner's isurance.

After this I sure wish I paid the $800 on the first accident; it would have saved me a lot of money in the long run. If your repairs are not too expensive you might consider paying them yourself instead of filing a claim.

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GIANT-STEPS 8/29/2009 2:10PM

  I remember my first and only accident that was entirely my fault. I hit a curb ruining my tire and wheel wheel and causing some suspension damage. It was going to cost $1,300 to fix. I called my insurance company to ask if it was in my best interest to turn it in or pay for it myself. They told me if I filed a claim I would have a $500 deductible and my insurance would go up a little costing me $244 total over the next 3 years when my rate would go back down assuming I had no more claims. This sounded like a good deal so I filed the claim.

The next year my wife learned to drive and got into an accident that did body damage on both sides of her car.

The year after that I was driving down the highway and a big chunk of cement fell off a truck, hit an SUV that didn't stop, glanced off the side of a car in another lane and landed in the road in front of me causing $6000 of damage to my car.

Three claims in three years is a big deal to insurance companies. They informed me that because of my recent claim history that they were moving me to their "high risk pool." My insurance for 3 vehicles went from $900/year to $900/month! Not only that but the high risk pool was considered a different company so I lost my multiple policy discount on my homeowner's isurance.

After this I sure wish I paid the $800 on the first accident; it would have saved me a lot of money in the long run. If your repairs are not too expensive you might consider paying them yourself instead of filing a claim.

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DH is HOME!~

Thursday, August 27, 2009

Well, right now he is on a flight TO Boston but then will have to wait on a bus to Concord, so I should be hugging him around 3:45PM today!

  
  Member Comments About This Blog Post:

LINDAGRAVEL 8/27/2009 11:13AM

    Congrats You sound so Happy.Thank him for us.You have a very special day.

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May be out of touch for a while

Thursday, August 27, 2009

My DH is coming home on vacation on Thursday!! Woo HOO, haven't seen him since May 24. I may not be around for a few days due to errands.

We're also having our New Hampshire Sparkers team get together on Saturday! Woo Hoo!

  
  Member Comments About This Blog Post:

SOFEDUPP 8/27/2009 10:33AM

    Have a wonderful time with your husband. Don't spend all your time don't errands.



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AQUAGIRL08 8/27/2009 8:54AM

    Enjoy your time with DH!

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GRAMMYEAC 8/27/2009 7:32AM

    Robin,

Have a wonderful time with DH!

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DIANNEYME 8/27/2009 7:23AM

    Enjoy your time with your DH!!!

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DIANNEYME 8/27/2009 7:23AM

    Enjoy your time with your DH!!!

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One of those days

Monday, August 24, 2009

It's just one of those frustrating days. Waited all morning for the shop to bring the Harley back since they are not open on Tuesday & Wednesday and DH will be home on Thursday. They finally brought it back this afternoon but I didn't get to the dump to take the stinky bag of garbage so it will still be sitting here when DH gets home. (the dump is ONLY OPEN SAT/SUN ALL DAY & FRI/MON 8AM-NOON and that is the ONLY way to get rid of garbage here)

The internet is so messed up and not working right today.

It's humid as all get out today.
I'd blame this on PMS but that isn't happening anymore.

I still have a bit of cleaning to do.

Just a lot of little things annoying me today. Good thing I'm going to the gym tonight and work it off.

  
  Member Comments About This Blog Post:

AUNTIEANNE22 8/24/2009 8:11PM

  Hey, at least the Yankees won 2 out of 3.

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Happy Ramadan!

Saturday, August 22, 2009

It is the start of the Holy month of Ramadan in the Muslim world. I am NOT muslim but I have lived in Saudi Arabia from October - May for the past 20+ years. For those who don't know about Ramadan, you can read about it here:
en.wikipedia.org/wiki/Ramadan

I have been going to the gym and I really like it! It is so much more fun with a buddy than doing it alone. I get on the treadmill, stationary bike and I use all kinds of machines. The other day we went for a swim in the pool and that was so refreshing! Woo Hoo!

5 more days until my husband comes home!

  
  Member Comments About This Blog Post:

LIFENPROGRESS 8/25/2009 11:04AM

    Happy Ramadan to you and your family!

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1BODY1LIFE 8/22/2009 2:51PM

    I'm not Muslim and don't celebrate Ramadan. But, a few days of fasting might be just the ticket to jump start my weight loss! However, I vowed not to eat after 8:00 so can't do their plan. Do they have confession if they mess up during Ramadan? How is it you winter in Saudia Arabia? Sounds like an interesting life!

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WOLFWYTCH 8/22/2009 11:05AM

    Happy Ramadan to you as well!
Thank you for including the link that helps explain Ramadan. :)
I am not Muslin, but I have a friend who is.. and for some reason the beginning of this celebration/fast slipped my mind. - In North America, Ramadan begins on Saturday, 22 August 2009.

Enjoy your day!

I will hold you and your husband in my thoughts and prayers until you both are reunited. :)

- emoticon

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WOLFWYTCH 8/22/2009 11:05AM

    Happy Ramadan to you as well!
Thank you for including the link that helps explain Ramadan. :)
I am not Muslin, but I have a friend who is.. and for some reason the beginning of this celebration/fast slipped my mind. - In North America, Ramadan begins on Saturday, 22 August 2009.

Enjoy your day!

I will hold you and your husband in my thoughts and prayers until you both are reunited. :)

- emoticon

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