Saturday, October 23, 2010
I read Foundagain's blog about rights and what has happened to them.
It gave me the courage to blog about something else going on in this country that has made me angry. I am not saying this against any one and I hope that this doesn't hurt any one's feeling.
I know that many on this site have been helped by all the stimulus plans going on right now, but, and here is where it gets sticky. I am not unfeeling for people who are being foreclosed on because they were talked into a mortgage that was not a good idea (I am talking about ARMs). I know they were given bad advice in order to sell larger houses that they really could not afford.
I will sound like I am whining but I am tired of all the bailouts going on. I am sorry if you lost your house because interest rates went up and so your payments went up. My husband and I bought a house we could afford with a fixed mortgage rate that was with a payment we could afford. I make payments every month and in 20 years will pay it off.
Now there are programs for people with credit card debt over $10,000. Again, I was responsible about our debt and while it took several years, I have paid most of it off. Only one credit card is not paid off each month now. Our cars are used and several years old.
No one helped us do this. We made responsible decisions and through going without at times to make payments. I worked two jobs when my husband was out of work to make ends meet. Yes, i know that it is hard to find work right now.
I guess I am wondering how much longer people who are making house payments, paying off credit on their own can continue to carry the debt that this country is piling up right now.
I heard a story on the news last night about a woman who was able to negotiate a new mortgage rate on her house because it was being foreclosed due to her not being able to make payments. Her payment went from $1.800 per month to $600 a month. Her neighbor who is making his $1,800 monthly payment is still paying $1,800! How is that fair? I know life is not fair, but is it really helping?
I hope that I have not offended any one. If I did, I apologize. Person by person, helping is a good thing. When it is added up, our grandchildren will be paying off the debt.
I don't have any answers to these problems. I wish I did. I know I am thankful for my job, even though my pay has been cut by furlough days, my cost of health insurance is going up with higher co-pays and higher deductibles. This recession is costing all of us.
I join with Foundagain in asking people to vote next month. Research what the candidates want to do (if you can find out). I will vote. If you don't vote, in my opinion you can't complain about what happens.
Friday, October 22, 2010
Several friends have asked about my cats. I will tell the story.
The older one is nine and is a tuxedo. Her name is Ananya and she was found as a kitten with two litter mates under a shed at my son's marching band field. Now the adults knew that if we all left them alone the mama cat would move them during the night, but try telling that to teenagers. My three children begged to take one. At the time we didn't have any pets. I left it up to my husband to answer knowing that he would say no and to my surprise he said yes! Well, the kitten was so young, she was still nursing.
When I took her to the vet to be checked out, we found out that she was about three weeks old! I had to bottle feed her every three hours, teach her to use the litter box, and raise her as an orphan. We did well as she is now nine years old and doing very well. She is the bigger cat in the picture on the top of my page.
The following summer, I felt sorry for her being left alone in the house all day while every one was at school or work every day. I saw a black cat that the shelter said was about three months old and found wandering around an apartment complex. I adopted him as a companion for Ananya and named him Max.
Max is eight and is not a sociable cat. He is very territorial and hisses at people who do not live in the house. He actually taught Ananya to purr (she didn't before we got him). He talks all the time. I think there may be some Burmese in him. He has a Siamese type face while Ananya's is round. He is the one who makes sure someone gets up to get breakfast on the weekend, and asks (begs) for dinner from the time I get home until dinner time. He loves to cuddle with me.
Ananya is the Princess and will sit and stare at the love seat until my husband comes in to watch TV and then she will "mer" (where have you been, I have been waiting), jump up on the loveseat and get her petting time. She doesn't like to be cuddled, but she loves to sit with you while you pet her.
Well that is the story of my cats. As you can tell in the last picture, they are best buds.
Wednesday, October 20, 2010
I am listing my goals for November and December now so I will know them and live them for the rest of this year.
1. Stay positive in attitude.
2. Eat within my calorie range, staying on the lower end where I tend to do better.
3. Exercise 30 minutes a day at least five days a week.
4. Keep my blood sugars down where they are right now- before meals under 120.
5. Increase my fiber intake.
I think these five will make sure I don't over indulge during the "season of feasting", commonly known as Thanksgiving and Christmas, or just the Holidays.
Telling my Sparkfriends helps to keep me accountable.
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