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JENSJEN's Recent Blog Entries

Happy New Year!

Saturday, January 05, 2008

So, things are getting better. We paid off another credit card this weekend!
That was exciting!!! Christmas was meager, but perfect at the same time. We relaxed, spent time together, and created great memories.
Thanks Goldie for your thoughts. We did get everyone else presents. Actually, it was amazing how perfect it all worked out. We found perfect presents for everyone for really inexpensive. It was awesome!!!

I can hardly wait to pay off the last debt... We are still working our plan, and eventually, we will see grand results!

  


its been a long time...

Monday, December 10, 2007

So, I haven't put anything on the blog, because the debt reduction plan - not working so well. I am still working two jobs, I am still trying so hard to get those paid down, and we are not making a single dent!!!

Now here it is Christmas, we are working tons, and we still don't have money for presents. Grrrr!!!

Looking back over the blogs from the past year, I could see my own progression, so although I am frustrated right now, I decided I wanted this feeling documented. :)

That way, when things are more positive, I will see that I didn't have any reason to worry...

  
  Member Comments About This Blog Post:

DAZEE14 12/13/2007 9:11PM

    hey Jen! Keep up the good work. We did the same thing. Now we are debt FREE!! (Well, mortgage left is all) Money can't control us! The freedom feeling is totally worth the effort! The snowball effect will start to pay off. The dents may be barely visible right now, just wait and see. My hubby used a free website to calculate how everything gets paid down. So each month we would see our progress. Sometimes it didn't look like any movement, but then we'd check and it would move our "debt free day" up 2 months. Call it your G.O.O.D. Life. (Get Out Of Debt) Don't worry so much about presents for others. When you're debt-free you'll buy them whatever you want!!! Give something like a "cookie of the month club" you bake cookies once a month. Not too costly, yet something to look forward to all year long! Hang in there. I know it sucks getting started and is slow going at first. But YOU and your hubby are TOTALLY worth it!!!!!!!!! You can always ask for help on how to keep a single shoestring budget.

hugs, goldie

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GYPSYGOTH 12/10/2007 7:32PM

    hi jen! being broke sucks... trust me, as a single mom paying bloody child support to a loser who can't be bothered to buy basic items, i'm constantly broke. there's light at the end of the tunnel though sweetie! take care of yourself even though you're working so hard... trade backrubs; take a bubble bath; do some simple aromatherapy or pet a cat! :) it's important to de-stress. happy holidays- remember, it's about the spirit of the season! i'm making most of my gifts! if they don't like 'em then feck 'em! :)

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KIKI_HOOPS 12/10/2007 4:33PM

    great idea jen. i know how you feel and best of luck to you. things will get better!!! :)

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Working to lose debt...

Tuesday, September 18, 2007

So, after accomplishing my weight loss goal, my goal has been to get rid of debt. I figure its done in just the same way. Making some sacrifices today for a bigger picture; making small choices day-to-day, and seeing small changes until one day - We're debt free!

I remember it being a struggle when I first started changing the way I ate and exercising. I was so frustrated that it didn't go faster. That is the way I am feeling right now. Working tons of extra hours, spending little to nothing extra, and well, there is very little change on the financial statements.

Gratefully, I have been through this already. I already know that the changes will be small (if there are any at first). I feel all the pains of changing and working and see no results... yet.

I am excited for that day when I open up a bill, and the balance says $0!!! And in not too long, I will have paid off the first debt, so the 2nd debt will go twice as fast. (Twice as much money to spend towards the debt.) And it will keep snowballing!

So, although today things aren't working as fast as I want them to, it feels good to know that we will still hit our goal, and it will still feel sooooo good!

  
  Member Comments About This Blog Post:

DYMONDY2K 9/21/2007 6:52PM

    awesome Jen! Did you attend any seminars on debt reduction? I heard Zions offers a really good one. My wife and I tried attending it but the paper got the dates wrong.

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SAMANTHAKALLAS 9/19/2007 6:53PM

    Wow how I can relate!!! One day I had no debt and then I woke up and BAM!!! I had so much I thought, "How the heck did I get here!?!?" Keep up the good work. Your diligence will pay off and you will be debt free!!!

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Staying healthy through stress

Wednesday, August 29, 2007

So, it has been a year since I changed my life to get healthier. It took a while for me to lose the weight, but I did it. These past couple of months have been rather stressful.

I figure stress is the best test to see whether this was a lifestyle change or something temporary. It feels good to say that I have done pretty darn good keeping myself healthy. I have kept eating good, and I have kept exercising, and I have kept drinking water and taking vitamins. Somehow, I have found the time and the energy to make it all work.
IT FEELS SO GOOD!!!

Now, on to some of my other goals... Getting completely free from debt is next. I will follow a similar pattern - learn how to live my financial life healthy.

  
  Member Comments About This Blog Post:

LITTLE_DEBBIE 8/31/2007 4:54PM

    Congratulations! SparkPeople is so much more than a diet web site! You are making it happen! I sure miss the OADG, but it looks like it's kaput for now! Let's keep on keepin' on! C U around these Spark parts!

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I've been thinking...

Thursday, July 26, 2007

I've been thinking about the things I would do if I knew I wouldn't fail.
It would be much easier to love unconditionally. I wouldn't be afraid to share my whole heart with anyone.
I would start on my own business doing events planning for others.
I would become a sign language interpreter - not because that's what I want to do, but I would like to be able to do it.
I would play the violin again, and I would learn every instrument.
I would sing.
I would try out to be in an orchestra for the movies.
My most important dream is to be a mom, so I guess, I would go make that happen. ;)
I would help build Dann's businesses... I don't know what I would do, but if I couldn't fail - I would want all of his dreams to come true too.
I would become a runner.
I would go rock-climbing.

That's a good start...

  


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