Saturday, October 17, 2009
"Cheerfulness is the atmosphere in which all things thrive."
-Johann Paul Richter
Since November two years ago...it has been like this...point four pounds gone. Point five gone. Point six gone. Every point is a victory!!! The score is giving the result that I want.
I will keep on this journey called "HEALTHY LIFESTYLE CHANGE" and I will take every point loss that shows up on the scale. I will continue to cheer myself on and to encourage myself with psalms and singing...and the cheers of my Spark Friends.
In the process I will enjoy the journey. I will cheerfully accept every dress size that I go down, every point that my blood pressure registers lower, every time the Dr. looks in amazement and asks me 'what are you doing?' (as he did when my LDL cholesterol went down to normal), every time someone says 'those pants are baggy, what are you doing?', I will cheerfully accept every bit of encouragement from my Spark Friends. No matter how long the journey takes I will ask for patience, hope, guidance in my choices of what enters my mouth and where my feet take me on the path of excercise.
Yes, in the process I will be cheerful...I will praise God for His grace and goodness.
Tuesday, September 29, 2009
This blog is a small senopsis about our women's event this past weekend.
Notice the one picture of the girl with the buck teeth and the dentist with the wrench? This was a skit to show the extreme makeover. The girl with the teeth came in with purple hair, a pillow stuffed in her dress for a weight problem, and an attitude of not wanting to look like a 'hussy' like her neighbor. After the beautician created a hair style becoming with her own hair, the fitness person showed her excercises and walla she lost all that weight, the finished product was a beautiful women with an extreme makeover. It was hilarious.
We were at Silver Creek Falls in what is called Christian Renewal Center. We did walking, not strenuous though. Some went on a couple mile hike. I did not. Sleep won out after talking half the night with my roomie!! My choice was right for me. I can't wait to go back and make a day of hiking the falls!!
Our meetings were fantastic with 62 attending!! Our agenda was titled "Extreme Heart & Soul Makeover".
Phillippians 1:6 "Being confident of this, that he who began a good work in you will carry it on to completion until The Day of Christ Jesus."
(Praise God!! It is He that does the inner workings of our hearts.)
First, Becoming An Image Bearer speaks about being formed to the image of Christ, choosing a positive attitude, affirms others to build each other up, practices self control & discipline.
Second, Forgiveness, Putting the Past to Rest.
1)Tears have to flow (we each had a packet of kleenexes in our bag),
2)Talking about it to someone, Jesus with skin on.
3)Time, it is a process.
It is important to understand that restoration is an on-going process. To help others in this restoration process, it requires:
1)no need to sit in judgment (that is God's work)
2)but to be gentle, and
3)have the "eyes of Jesus".
Our third session was about Meaningful Communication & Building Relationships.
We need friends who have "earned the right"
1) To initiate meaningful conversation.
2) To call us on obvious sin or compromise.
3) To support us when we need them.
4) To know how to have excitement, adventure.
5) To accept us for whom we are now!
6)To improve our health..close pals boost brain power, stave off dementia.
Ways to foster relationships:
1)Accept and value others. Eph 5:1-2
2)Fully listen before speaking.Prov 21:23 & James 1:9
3)Be an encourager. I Thess. 5:11
4)Learn to defuse an argument. Ehp 4:29, Prov 17:14, Prov 20:3
5)Be honest & open with people. Prov 3:3 Guard the tongue. James 3:5-6
6)Avoid gossip like the plague. Prov 13:3
7)Promise to keep everything confidential.Prov 19:22
8)Learn to share your inner self. James 5:16
9)Never be a pest or possessive. Prov 25:17
10)Pray with and for your friends. Eph 6:18
The last day we were encouraged that God Uses Ordinary People!
Who Am I Lord??
1)Discover your gifts & walk in your calling.
2)Accept yourself without any limitations.
3)Forgive your past and LET IT GO!Jn 15:5,Acts 3-4, Acts 4:8
Here we closed with this prayer:
"Lord I ask you to reprogram me, with the truth that I am worthwhile and valuable, until it is deep within my innermost feelings."
Eph 1:3-13, Eph 2:10, Psalm 139:13-17
We did not study gifts but were encouraged to pray this year about what God would have us to either use or develop.
We had a five person worship team plus violin, keyboard, bongo drums and tamborine. The music was pleasing to the Lord I hope...with mostly worship songs.
One of the favorite scriptures was Psalm 139.
"For You created my inmost being;
You knit me together in my mother's womb.
I praise You because I am fearfully
And wonderfully made;
Your works are wonderful,
I know that full well.
My frame was not hidden from You
When I was made in the secret place.
When I was woven together in the
Depths of the earth,
Your eyes saw my unformed body.
All the days ordained for me
Were written in your book
Before one of them came to be.
How precious to me are
Your Thoughts of God!!
How vast is the sum of them!"
(The Bible NIV)
Opps! Forgot the BODY so will continue with NUTRITION...
our meals were quite healthy.
We had delicious soup with homemade bread one day for our dinner (noon) and the usual larger meal was the evening meal (supper) with spinach lasagna one evening and baked pork & apples with rice, salad & veggie Saturday. Of course we had oatmeal with their homestyle granola, raisins, brown sugar, yogurt or milk for breakfast. The last day we had only breakfast of french toast with bacon and slightly sweetened maple butter. I actually, to my surprise did not go over my allowed calories.delicious soup with homemade bread one day for our dinner (noon) and the usual larger meal was the evening meal (supper) with spinach lasagna one evening and baked pork & apples with rice, salad & veggie Saturday. Of course we had oatmeal with their homestyle granola, raisins, brown sugar, yogurt or milk for breakfast. The last day we had only breakfast of french toast with bacon and slightly sweetened maple butter. I actually, to my surprise did not go over my allowed calories.
Saturday, September 19, 2009
I received a Spark Goodie and it is you guessed it....a DIAMOND!!! What a surprise. It is from my dd Sharma. She wanted to send me a bead of sorts as we are doing beading Saturday. All that was available was this hugh diamond!! It cost her plenty.
I marvel at how God has worked in our lives...having a beautiful daughter like you is the real treasure...you are my best jewel of all.
So, I want to say formally on this blog "Thank You, Sharma!!!" You are too geneous. It is soooooo beautiful!!! Love, Oni
(Whoever reads this check out my Spark Page.)
Saturday, September 05, 2009
What has FPU done for me? A LOT!!!
I now realize what percentage of my dollars can and should be allowed for giving, saving, housing, utilities, food, transportation, clothing, medical personal, recreation.
I was consistently added to the accumulating debt on my charge cards...sometimes quite accidently. LOL... I am talking about the times I went to COSTCO where the American Express was so kind to make available their services. To get in the store use the AM EXP than standing in line to check out, show the card AM EXP and go ahead and slide it for the total balance due. Than to fill up the car, AM EXP. Walla a hugh bill at the end of the month. Of course my plan to pay it in one lump sum accumulated so that it was higher than I could pay thus the 18% (which has grown to 21% or 27% now). Of course I had another card that I used for Chico's, only sale items you know. Than there were the trips to other clothing stores in our delightful outlet mall. My other basic debt came from gifts for my eight grandchildren and family "giving". (Not a bad thing)
What has changed?
I learned about the type of spender I was. Nerds and Free Spenders united in my class that was taught at a church with a very helpful support group and a great FPU graduate who shared her story (not perfected yet but she has knocked out a large chunk of $50,000 debt and still chipping in chunks). I have to say her story was so effective and encouraging for my financial story.
I have learned cash flow planning. I take my check each month to pay bills and than give myself a set dollar amount cash for groceries and gas. I made copies of MONTHLY CASH FLOW PLAN (Form 5) for the whole year. It has become my monthly budgeting plan. The Debt Snowball taught at the FPU seminar brought my credit card debt to a halt! FPU has taught me to do the basic quickie budget, from there set some goals. I have paid off two cards, cut up cards...I am not yet done with the scissors. I have learned about dumping debt. My car is totally mine!! My debt was around $13,000 and I began chipping away at it...cutting up cards in the process.
My goal is to go card free except for one card for trips which I will pay from dollars saved for that purpose. I am planning a saving envelope for each of the precious persons I buy gifts for.
One of the most helpful things that is affecting my spending today is to be happy with what I have. Clothing can be found at good thrift stores. Selling things, giving away things, downsizing completely the amount of clutter in my house are goals that I am working on today. My garage is so full that I cannot put my paid for car in it. I want to rearrange that part of my life.
Now more than ever with the financial crisis in our country I do need Dave Ramsey's FPU in my life. I have signed up for and will attend a class this fall at my church to reinforce my experience last year and to continue to write my FPU story.
Real Joy comes not from ease or riches or from the praise of men, but from doing something worthwhile.
FPU is worthwhile.
A quote from one JULESGL on Dave Ramsey Spark , "FPU is about taking personal responsibility, hard work, & CHANGE of direction."
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