EBLOOMING   66,913
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EBLOOMING's Recent Blog Entries

I RECEIVED A DIAMOND!!!

Saturday, September 19, 2009

I received a Spark Goodie and it is you guessed it....a DIAMOND!!! What a surprise. It is from my dd Sharma. She wanted to send me a bead of sorts as we are doing beading Saturday. All that was available was this hugh diamond!! It cost her plenty.

I marvel at how God has worked in our lives...having a beautiful daughter like you is the real treasure...you are my best jewel of all.

So, I want to say formally on this blog "Thank You, Sharma!!!" You are too geneous. It is soooooo beautiful!!! Love, Oni

(Whoever reads this check out my Spark Page.)

  
  Member Comments About This Blog Post:

EBLOOMING 10/17/2009 9:57PM

    Thank you all for your comments...so positive!! Mostly, I thank you dear daughter, what Linda said is true, you are a diamond of a daughter! What would I do without you Sharma, Debra & Spark Friends?!? emoticonElaine

Comment edited on: 10/17/2009 9:59:11 PM

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HOLLY_ROSE3 9/29/2009 4:13PM

    Too cool!

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LADYPIPPIE 9/21/2009 6:57PM

    That is awesome!

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KATEMCPHEE 9/20/2009 11:05PM

    Your daughter sparkles! And you deserve the rock!
Kate
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JANETELIZABETH1 9/20/2009 10:37AM

    Well good for you Elaine....you deserved a diamond and what a generous daughter you have!

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MOMMA_BEAR_69 9/20/2009 8:30AM

    AREN'T DAUGHTERS JUST THE GREATEST!!! MAY THE REST OF SEPTEMBER BE JUST AS BRILLANT AS YOUR NEW DIAMOND!!
BLESSINGS AND HUGS,
HELEN

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NANRIG 9/20/2009 8:09AM

    Just had a look for the diamond, I dont have that amount of points yet, you are truly blessed

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GRANDMANANCY 9/20/2009 7:16AM

    There is nothing more percious than a daughter-----unless perhaps it is her Mother.

(((((HUGS)))) to you Elaine.

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LINDA25427 9/19/2009 11:00PM

    Great . You have a diamond of a daughter . God bless. emoticon

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PARAEAST 9/19/2009 10:36PM

    That is so neat! Sounds like you had a diamond of a day!

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PEPPERLEAH 9/19/2009 6:57PM

    That is so nice!

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CAROL_ 9/19/2009 5:31PM

    What a beautiful story.

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HOW HAVE I CHANGED SINCE JOINING SPARK IN NOV 2007?

Tuesday, September 08, 2009




Less pain in my knees and hips (none in fact),

Walking strong,

Weight loss,

General health better, lower BP, good cholesteral readings, Dr is pleased!!!

New friends on SPARK!!!

Sleep better..... zzzzzzzzzzzzzzzz
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Smaller Size Pants!!! emoticon

Drinking my water...

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Excercise increasing every day!!!

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Healthy Eating!!!
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Getting a grip on my life ....physically...spiritually...financially
...mentally...

Praise God!!! emoticon

  
  Member Comments About This Blog Post:

HOLLY_ROSE3 9/18/2009 10:21AM

    emoticon emoticon

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LIGHTHEART09 9/11/2009 11:59PM

    yeah great spark power!!!

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MARLIN515 9/11/2009 4:17PM

    YAY!! That is great! I have gone thru some positive changes myself thanks to SP! It is true, you can change your life with a good plan, support and encouragement. A healthy lifestyle is the goal! emoticon

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MARLIN515 9/11/2009 4:17PM

    YAY!! That is great! I have gone thru some positive changes myself thanks to SP! It is true, you can change your life with a good plan, support and encouragement. A healthy lifestyle is the goal! emoticon

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ALMMOM 9/9/2009 9:57AM

    Your involvement in SP spreads to all areas of you life. You are a real success story!!!

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LINDA25427 9/9/2009 9:17AM

    You are doing so fantasic, and I'm so glad your pain is going away .Thank you for sharing and being an inspiration to others. God bless. emoticon

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GRANDMANANCY 9/9/2009 8:17AM

    What a wonder..that a simple computer program can do so much for us! Praise the Lord... Thanks Elaine!

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MOMMA_BEAR_69 9/8/2009 10:42PM

    Great blog. Keep up the great work and writing these great blogs.
Blessings and hugs,
Helen

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PARAEAST 9/8/2009 10:29PM

    This was great. I have changed too. Reached my goal, drinking water 64 oz or more each day, exercising, making better choices in what I eat. The fun was being able to buy smaller clothes!
Thank you. I loved you pics/emotions and would add some but it's getting late, and work tomorrow.
Thank you. Your blog was GREAT!

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FINANCIAL PEACE UNIVERSITY (FPU)

Saturday, September 05, 2009

What has FPU done for me? A LOT!!!

I now realize what percentage of my dollars can and should be allowed for giving, saving, housing, utilities, food, transportation, clothing, medical personal, recreation.

I was consistently added to the accumulating debt on my charge cards...sometimes quite accidently. LOL... I am talking about the times I went to COSTCO where the American Express was so kind to make available their services. To get in the store use the AM EXP than standing in line to check out, show the card AM EXP and go ahead and slide it for the total balance due. Than to fill up the car, AM EXP. Walla a hugh bill at the end of the month. Of course my plan to pay it in one lump sum accumulated so that it was higher than I could pay thus the 18% (which has grown to 21% or 27% now). Of course I had another card that I used for Chico's, only sale items you know. Than there were the trips to other clothing stores in our delightful outlet mall. My other basic debt came from gifts for my eight grandchildren and family "giving". (Not a bad thing)

What has changed?

I learned about the type of spender I was. Nerds and Free Spenders united in my class that was taught at a church with a very helpful support group and a great FPU graduate who shared her story (not perfected yet but she has knocked out a large chunk of $50,000 debt and still chipping in chunks). I have to say her story was so effective and encouraging for my financial story.

I have learned cash flow planning. I take my check each month to pay bills and than give myself a set dollar amount cash for groceries and gas. I made copies of MONTHLY CASH FLOW PLAN (Form 5) for the whole year. It has become my monthly budgeting plan. The Debt Snowball taught at the FPU seminar brought my credit card debt to a halt! FPU has taught me to do the basic quickie budget, from there set some goals. I have paid off two cards, cut up cards...I am not yet done with the scissors. I have learned about dumping debt. My car is totally mine!! My debt was around $13,000 and I began chipping away at it...cutting up cards in the process.

My goal is to go card free except for one card for trips which I will pay from dollars saved for that purpose. I am planning a saving envelope for each of the precious persons I buy gifts for.

One of the most helpful things that is affecting my spending today is to be happy with what I have. Clothing can be found at good thrift stores. Selling things, giving away things, downsizing completely the amount of clutter in my house are goals that I am working on today. My garage is so full that I cannot put my paid for car in it. I want to rearrange that part of my life.

Now more than ever with the financial crisis in our country I do need Dave Ramsey's FPU in my life. I have signed up for and will attend a class this fall at my church to reinforce my experience last year and to continue to write my FPU story.

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Real Joy comes not from ease or riches or from the praise of men, but from doing something worthwhile.

FPU is worthwhile.

A quote from one JULESGL on Dave Ramsey Spark , "FPU is about taking personal responsibility, hard work, & CHANGE of direction." emoticon

  
  Member Comments About This Blog Post:

LIGHTHEART09 9/7/2009 4:30PM

    I took the FPU with DH last year..it was excellent...I hate to say...DH did not follow thru and it was awful...I felt like a failure...I guess I am the nerd in the family...he would not do the envelope system and never got on board..it has been hardest thing for me and him to deal with...I feel like I need to retake this again...I do have all the material...it is soooo worth the time to go to and learn...

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LINDA25427 9/7/2009 3:13PM

    Happiness is being able to live life the best you can and not just by existing --- rather it's on credit cards or any other way -- life is a journey that starts from within ones self .. . At one time I had so many credit cards that my co workers called me credit card Annie Oklay. It seemed I was able to get credit every where ,at any time , now I have two credit cards and mostly use just the one when I have too. They can get you in alot of trouble even when you know how to manage good .I decided to pay off all the little ones and close them out . You are doing so good .You can beat it. Keep them scissors handy . God Bless .
Thank You for your comment on my blog .I missed you and am glad to be back . emoticon

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MEYLOSE 9/6/2009 1:43PM

    Our Church will begin FPU in 2 weeks and I'm looking forward to seeing how God can use what I have for HIS glory.

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JULESGL 9/5/2009 7:43PM

    You ROCK Elaine. This kind of peace is priceless. Absolutely worth working for.

Keep on telling others what you've been able to do for yourself. You are going to inspire SO MANY!!!!

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ALMMOM 9/5/2009 6:53PM

    You are so right - and on the right track. This is what my husband and I follow. As soon as our house is paid off - we will be debt free - 4 to 5 years or so - We're making extra $500 toward principal each month.

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CHEPRBYTHEDOZN 9/5/2009 5:42PM

    Good for you! Isn't Dave Ramsey the cat's meow?? My hubby started listening to him about 8 yrs ago (right after we bought a huge chunk of property and a brand new van). We got both of those items paid for in less than 5 yrs! (that was $115,000)! We did nothing,went nowhere,and paid everything that wasn't tithed or necessary against those bills. We stillhave the property, but with this economy, there isn't extra money to build on it. We still have the van and it's still running great!(Thank you, Lord!) The house is our current debt and we're working as much as possible to put extra on that. Our income is lower than those years ago when we paid off so much and expenses are much higher(more kids,groceries are more). But, every time that I start whining or wishing that I could have a bigger nicer house, I thank God for blessing us to have a house and income and His abiding Love. We have a roof over our head and it's not being foreclosed. We have each other, we have our Faith and lots of food on the table. The future is uncertain for us b/c of hubby's business, but one day at a time.
Bless you on your journey to financial freedom! Anne

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JANETELIZABETH1 9/5/2009 4:47PM

    Elaine...I would say it takes courage to do all those things but what price 'peace of mind' and a good nights sleep??
We learnt the hard way too when suddenly both our incomes disappeared over night and we had to live on my incapacity benefit. We are a little better off now Joseph has a pension in his own right but we never spend money we do not have.
I Praise the Lord that He has shown you His Way.
Blessings
Janet

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JANETELIZABETH1 9/5/2009 4:46PM

    Elaine...I would say it takes courage to do all those things but what price 'peace of mind' and a good nights sleep??
We learnt the hard way too when suddenly both our incomes disappeared over night and we had to live on my incapacity benefit. We are a little better off now Joseph has a pension in his own right but we never spend money we do not have.
I Praise the Lord that He has shown you His Way.
Blessings
Janet

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SEPTEMBER GOALS:

Tuesday, September 01, 2009

SUGGESTED NUTRITIONAL & EXCERCISE GOALS:

I have decided that in order to be at my goal weight by DECEMBER 31,2009 I must set new goals each month so here they are....

Consume at least 8 cups of water per day.
Eat 5-7 Veggies & Fruits
Stay within 1000 to 1399 calories
Plan ahead for "Events"
Excercise of choice EVERY DAY except Sunday
Sleep 7 hours each night.
Log Nutrition & Excercise on SP tracker.
Rewards when I suceed!!!!!

OH, AND DID I SAY WATER???


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OH, DID I SAY EXCERCISE????
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OH, AND DID I SAY SLEEP???

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DID I SAY EXCERCISE???

Lifestyle Changes into Daily Routines Consistently


Sedentary...............less than 5,000 steps/day
Low Active..............5,000-7,499 steps/day
Somewhat Active....7,500-9,999 steps/day
Active.....................10,000-12,500 steps/day
Highly Active...... ...12,501+ steps/day

Old Order Amish women with very low, 4% obesity:
..............................14,000+ steps per day


REWARDS REWARDS REWARDS REWARDS REWARDS REWARDS REWARDS

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  Member Comments About This Blog Post:

MOMMA_BEAR_69 9/3/2009 10:00AM

    Elaine,
Congratulations. I love your plan and it is definitely workable!!! WAY TO GO!! I am right beside you every step of the way rooting you on to success. YOU ROCK!!!
Blessings and hugs,
Helen
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GRANDMANANCY 9/3/2009 9:28AM

    Dear Elaine,

I have come to realize that planning is key in my weightloss. Thank you for reminding me!

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NEECYANNE56 9/2/2009 6:18PM

    Hi Elaine:

I trust you will reach your goal! I'm right behind you rooting you on!

Blessings,
Denise

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NELLIEC 9/2/2009 4:24PM

    You have to admire those Old Order Amish women! Wow!

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JANETELIZABETH1 9/2/2009 2:09PM

    Elaine...I'm right here watching ya, every step of the way because I KNOW you are going to succeed!!
You're an AB WINNER!!! emoticon

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MARLIN515 9/1/2009 4:57PM

    I just love all the little pictures! Where and how can I get some? Thanks.

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EOLIVIAC 9/1/2009 1:15PM

    There's nothing better than a good plan! Go for it!

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THE PERFECT FIT

Monday, August 31, 2009

The Perfect Fit

Lysa TerKeurst



"I have chosen the way of truth; I have set my heart on your laws."

Psalm 119:30 (NIV)



Devotion:

As a little girl, I had longed for a daddy to pick me up, swing me around, and tell me I was lovely and loved. When this childhood longing went unmet, it became an adult emptiness and brokenness that drove me to seek out all kinds of misguided remedies.

My primary remedy was to look for someone or something that would make me feel loved and significant. It's as if I carried around a little heart-shaped cup and extended it to whatever or whomever I perceived might fill it.

I presented the cup to my education: "Will you fill me?"

I offered it to my husband: "Will you fill me?"

I held it out to my child: "Will you fill me?"

I extended it to my material possessions: "Will you fill me?"

I presented it to each of my jobs: "Will you fill me?"

Within these questions were many more entanglements: "Will you right all my wrongs?" "Will you fill up my insecurities?" "Will you make me feel significant?" The more I offered my emptiness hoping something could fill it, the more frustrated I felt.

And when I had grown in my faith, I was especially perplexed. Wasn't being a Christian supposed to fix these kinds of issues in my heart? What was I missing?

Have you ever been there?

Why is it so tempting to look to things of this world for fulfillment? This notion that worldly things can fulfill is all around us. It's on TV, the focus of countless secular songs, and it's what dominates American advertisements. I can't even stand in the grocery store checkout lane without being bombarded with suggestions for a more fulfilling life. A better husband. A better body. A better career. A more beautifully decorated house. The magazines seem so slick, their promises so enticing. They sneak into our thought processes and make us think, "If only I had _______________, I'd be so happy. I'd be so fulfilled."



So, we chase and chase until we bankrupt our relationships, our bank accounts, and our very souls. The reality is every single thing the world offers is temporary. No person, possession, profession, or position can ever fill the cup of a wounded, empty heart--not my heart, not your heart. It's an emptiness only God can fill.

Whatever "if only I had" statement we are struggling with, we can replace it with solid truths from Scripture that will never leave us empty. It's a bold statement to make and might even sound a bit trite, but it's true.

When God's Word gets inside of us, it becomes the new way we process life. It rearranges our thoughts, our motives, our needs, and our desires. Our soul was tailor made to be filled with God and His truth; therefore, it seeps into every part of us and fills us completely. It is the only perfect fit.



Dear Lord, we ask today that You set within us a passion for Your Word. A passion that will override the fleshly desire within us to chase after fulfillment from people, possessions, professions, positions, excercise or food. Lord, help us place the highest importance on getting into Your Word every day. And may we always approach Your Word with a humility of need and a heart ready to receive all You want to teach us. In Jesus' Name, Amen

  
  Member Comments About This Blog Post:

NELLIEC 9/1/2009 12:48PM

    Been there, done that. And God mostly definitely is the answer, rather than the world!!!

However, now, rather than regretting some of the foolishness I did in my search, I am just glad that God used it for good and to get me to come closer to Him!

Comment edited on: 9/1/2009 12:49:36 PM

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