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ID theft: Attorney's Advice...free

Monday, August 12, 2013

This was a share on Facebook..but the advice seems sound and wise...and might really help save things if you are the victim of ID theft in any form. I knew most of it already, but there were a few items I hadn't heard before.


Gary Gregory
ATTORNEY'S ADVICE - NO CHARGE

Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:

1. Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'

2. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.

3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it.

4. Place the contents of your wallet on photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.

I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security number, credit cards..

Unfortunately, I, an attorney, have firsthand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.

But here's some critical information to limit the damage in case this happens to you or someone you know:

5. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.

6.. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).

But here's what is perhaps most important of all: (I never even thought to do this.)

7. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name.

The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit.

by the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.

Now, here are the numbers you always need to contact about your wallet, if it has been stolen:

1.) Equifax: 1-800-525-62851-800-525-6285

2.) Experian (formerly TRW): 1-888-397-3742 1-888-397-3742

3.) Trans Union : 1-800-680 7289 1-800-680 7289

4.) Social Security Administration (fraud line):

1-800-269-0271 1-800-269-0271

We pass along jokes on the Internet; we pass along just about everything.

If you are willing to pass this information along, it could really help someone that you care about.

  
  Member Comments About This Blog Post:

ONLYTEMPORARY 8/13/2013 3:40PM

    Thanks. I put check photo ID on my card but they never look to see the signature how dumb is that!

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IOEINC 8/12/2013 4:16PM

    Good information. Thanks for sharing!!



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CELEST 8/12/2013 1:41PM

    My word, it must be such a shock to have your ID stolen to that degree. Sickening old wicked system full of wicked people....can't wait for the new one without all the trouble.

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A Sweet Quiz

Thursday, August 08, 2013

How much do you know about sugar and artificial sweeteners? Here is a little quiz:


www.webmd.com/diet/rm-quiz-sugars-sw
eeteners?ecd=wnl_day_080813&ctr=wnl-da
y-080813_ld-stry&mb=

  
  Member Comments About This Blog Post:

TATTER3 8/8/2013 10:59PM

    I have known nothing!!

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ONLYTEMPORARY 8/8/2013 10:36PM

    9 of 12

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CINA-MINI 8/8/2013 12:45PM

    10 out of 12 correct. Not too bad!

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MERRYMARY42 8/8/2013 10:57AM

    I answered 8 out of 12 correctly, not exactly good huh

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Beware...Neotame is out there stalking us!

Monday, July 29, 2013

This was on Teresa' Tapp's newsletter today. I think it is REALLY important information. Beware!!!

"Another of Monsanto's chemical catastrophes is hitting the shelves now... and you won't even know it's in your food. Neotame, which is aspartame (ie. Equal and Nutrasweet) on steroids, is 3,000 times sweeter than regular sugar and 30 times sweeter than aspartame. It is being used in commercially processed foods but it is not required to be listed on the label of organic processed products either because it falls below the 3% limit needed to be listed. Monsanto developed Neotame because their patent on aspartame was running out. For most people, Neotame produces instant nausea even in small amounts! People often ask me why aspartame is so bad; when our bodies break down these chemical sweeteners, a byproduct is formaldehyde. Formaldehyde even in small amounts is highly toxic to our bodies! I think we've all become dedicated label readers but this new move to ruin our food supply is beyond believable. If you find that you experience effects from aspartame or suspect that Neotame might be silently making you ill, you can file a report with the US Food and Drug Administration at FDA Safety Reports. Grrrrrr!"

  
  Member Comments About This Blog Post:

RAYNA_HERRAYA 8/1/2013 6:39PM

    emoticon Creepy!
I read that this stuff is especially bad because no safety studies have ever been conducted on it! Can you believe that? The only extensive "study" done was one conducted by NutrSweet - yet the FDA approved it as a food additive.
Makes you wonder what else is in food that we don't have a clue about...

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CELEST 7/30/2013 9:34AM

    Absolutely shocking. its so frustrating that the simple act of eating has become a highly technical business....if we wish to remain healthy.....that is. I agree grrrrr

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KAREN608 7/29/2013 10:54PM

    Oh my. Thanks for sharing this.

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TATTER3 7/29/2013 10:51PM

    Watching!

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ONLYTEMPORARY 7/29/2013 9:55PM

    Thanks for the heads up. We never buy the stuff so need to know when it's secretly in food.

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MELIS_24 7/29/2013 8:18PM

    I've heard of this but I didn't realize it could be in my organic food. This sucks! Thanks so much for sharing!

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JUNEAU2010 7/29/2013 6:41PM

    I'd never even heard of it!

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GINNABOOTS 7/29/2013 6:15PM

    I get Migraines from aspartame with 30 minutes of eating it. I hope they change that rule because some people can't have it and a lot don't want to eat it. Thank you for the information, I will pass it on because I know several people that get sick because of aspartame.

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"I Wish You Enough"

Monday, July 29, 2013

I have seen this before but liked it then and again today when someone posted it on Facebook. Thought I would share...and wish everyone "enough":

I WISH YOU ENOUGH

Recently, I overheard a mother and daughter in their last moments together at the airport as the daughter's departure had been announced. Standing near the security gate, they hugged and the mother said:

"I love you and I wish you enough."

The daughter replied, "Mom, our life together has been more than enough. Your love is all I ever needed. I wish you enough, too, Mom." They kissed and the daughter left.

The mother walked over to the window where I sat. Standing there, I could see she wanted and needed to cry.

I tried not to intrude on her privacy but she welcomed me in by asking, "Did you ever say good-bye to someone knowing it would be forever?" "Yes, I have," I replied. "Forgive me for asking but why is this a forever good-bye?"

"I am old and she lives so far away. I have challenges ahead and the reality is the next trip back will be for my funeral," she said.

When you were saying good-bye, I heard you say, "I wish you enough." May I ask what that means?"

She began to smile. "That's a wish that has been handed down from other generations. My parents used to say it to everyone." She paused a moment and looked up as if trying to remember it in detail and she smiled even more.

"When we said 'I wish you enough' we were wanting the other person to have a life filled with just enough good things to sustain them". Then turning toward me, she shared the following, reciting it from memory,

"I wish you enough sun to keep your attitude bright.

I wish you enough rain to appreciate the sun more.

I wish you enough happiness to keep your spirit alive.

I wish you enough pain so that the smallest joys in life appear much bigger.

I wish you enough gain to satisfy your wanting.

I wish you enough loss to appreciate all that you possess.

I wish you enough hellos to get you through the final good-bye."

She then began to cry and walked away.

They say it takes a minute to find a special person. An hour to appreciate them. A day to love them. And an entire life to forget them.

  
  Member Comments About This Blog Post:

BARB4HEALTH 8/2/2013 8:26AM

    Saw this before also, but still think it is great! emoticon for the reminder!

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STEADFASTNSEE 8/1/2013 10:25AM

  I needed that. HUGS

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TATTER3 7/29/2013 10:53PM

    I love this! Keep Sparkin'!!

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ONLYTEMPORARY 7/29/2013 9:49PM

    Beautiful!

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GINNABOOTS 7/29/2013 6:18PM

    Beautiful! Thank you!

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NANA2PRINCESSES 7/29/2013 5:20PM

    emoticon

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LAWANDMUSIC 7/29/2013 3:43PM

    Thanks for sharing!!

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DEEDAYE 7/29/2013 3:05PM

    emoticon

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LADYRH 7/29/2013 2:42PM

    Thanks for sharing brought tears to my eyes emoticon

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CELEST 7/29/2013 2:21PM

    Such beautiful sentiments......heartwarming.


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MTN_KITTEN 7/29/2013 2:19PM

    Thank you, thank you for sharing this. My friend adds to this ... we have had enough and we are enough.

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CSKIES1 7/29/2013 2:17PM

    Thanks for sharing!!

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THE "MEAT ALLERGY" TICK

Sunday, July 28, 2013

I have a friend in Texas who struggles with a lot of different health issues...one of which developed in the last year or so. All of a sudden, she began having terrible reactions to eating meat. At first it was thought to be only beef, but trial and error has shown that she cannot consume even wild meats like elk. This morning I was very surprised to find this blurb in the May 2013 Good Housekeeping Magazine...and immediately thought of my friend...and that I should share it here as well.

"THE 'MEAT ALLERGY' TICK
"New research shows that a bite from the common Lone Start tick (of the southern and central U.S.) can lead to an allergy to red meat - seriously. In those affected red meat can trigger symptoms ranging from hives to potentially deadly shock. If you've had a reaction after eating a hamburger, pork chop, or lamb kabob (symptoms generally start in 3 to 6 hours), special tests can reveal whether you need to change your menu."
Good Housekeeping Magazine, May 2013 page 94.

  
  Member Comments About This Blog Post:

KAREN608 7/29/2013 10:57PM

    Made allergic to meat!
My first thought was the cows and hogs etc if they knew this
would be cheering.
I will keep it in mind as this is important.
I have had ticks in the past but no meat allergy yet. Who knew until now!

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BOOKWERME 7/28/2013 9:08PM

    Carol..it is not the meat that is infected by the tick..it is the person who gets bitten by the infected tick and then develops an allergy to red meat.

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ONLYTEMPORARY 7/28/2013 9:03PM

    Wow, never heard of it before. Just something else to watch out for no matter where we are as meat is transported all over the world.

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CELEST 7/28/2013 12:03PM

    My word.....she's going to have to switch to vegetarian life style. Sad that these things occur.

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TATTER3 7/28/2013 10:21AM

    Good grief...no wonder the earth is groaning! Thanks for the info


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