Sunday, August 02, 2009
The house is sold! I got two offers within three days of putting it back on the market. Before the electricity was even back on. Having to re-do all the utilities was a real hassell. It is a crazy market with the FHA requirements for getting the first time home buyer credit. I was getting offers above asking which of course didn't fly with FHA because it was also above the appraisal. But, in the end we worked it out and as of this past Monday, I am no longer a home owner. Big, happy sigh.
However, I spent last Saturday morning getting all the papers notarized and ready to FedEx for a MONDAY morning closing. I didn't receive the papers till Friday afternoon and just couldn't see signing them and FedExing them without looking at them. And, there was an error. Then, I ran all kinds of other errands that Saturday. I was exhausted.
I'm trying to do things around the house, so I had a trip to the mall to exchange things at Penney's, then by the furniture store (I finally made a decision yesterday), then several other stops, including to get a ceiling fan that I hope can be installed in the bedroom to help the air circulation in there. However, there is no light in there now and I'm the fourth floor of a five story building, so who knows if they can actually install it. Still waiting to hear from the electrician.
Between the conference and the house stuff and hanging curtains (had a handy man help cause the rods had to be ceiling mount), my diet has been crap. On days that I tracked I wasn't exceeding my limit, but I certainly could have eaten better. For a couple of weeks, I chose the head in the sand route and did not weigh, esp since this last TOM was horrible (I'm sure the stress of the house, etc.). This morning, I finally pulled out the scale. It had been a month. Down point 6 pounds. That doesn't sound like a lot, but I'll take a net loss for crazily bizarre, stressful month over a gain.
Friend update: I e-mailed her that it would take me about an hour to get to the convention center and that Saturday was the best day for me. She had never given her hotel or her schedule. I asked if she'd be willing to meet me half-way and I'd pick her up at the Metro stop and we'd do dinner. Her response was the she thought it was like 30 minutes and she had commitments on Saturday. No sorry we can't do it, no suggestion for another day, nothing. It was what I expected. And, it turned out to work best for me since I spent that morning taking care of getting the closing stuff done for the house.
Saturday, July 18, 2009
There are times when I get really surprised. I just received a message from a good college friend asking if I'm still in the DC area as she's headed this way for a conference next Thursday. Why is this odd? We'll about eight years ago, after she accepted her current job, it became apparent that I was no longer in her "friend" list. It took me a couple of years to clue in - I kept sending Christmas cards and trying to keep in touch, but nothing. Finally, I let it go. I've had this happen several times in my life and it's painful, but moving on is what I've learned to do. Their loss.
So, they find me on Facebook and I feel like it's somewhat of an intrusion. I mean really - they wrote me off and now they want back in? Yet, I still don't say, umm no, you can't be my friend on FB? How weird is that?
Anyway, DC is not an easy jaunt for me, so we'll see. I recently had another friend visit the area with her husband and her three kids. I'd told her when my conference was and she chose dates that had them arriving the Sunday before and leaving that Tuesday. I was leaving Thursday for conference. And she chose to stay in VA. I'm sorry, i don't have the bandwidth to meet you that close to conference (she's another who drifted, mainly after marrying and having kids). With everything going on, I elected not to knock myself out for someone who has barely communicated with me in the past five or six years and who didn't bother to update her cell phone with my new number, which I sent her. Her note - oops, I use it so infrequently.
So, I wonder. If you don't want to maintain the friendship, why drop me notes about being in the area? I'm not getting that. Then again, maybe I'm just a little cranky, but if you're my friend I will do everything to keep in touch with you and have friends that have remained friends even though we're separated by time zones and states. That's the joy of IM, e-mail, and phone.
I sent friend a reply that yes, I'm actually here, but it's basically close to DC. We'll see what her reply is.
Tuesday, July 07, 2009
On Thursday, I head to Chicago for 4 days for a conference. It will be fun when I get there, but it's the preparation (at home and at work) that just makes me nuts. I won't have a lot of access to a computer and I'll be eating out, so I'm going to check the dining guide and try to remember all the articles and blogs I've read about restaurants, try to make good choices and hopefully not gain oodles of weight. On the plus side, I'll probably do a ton of walking and I will be taking the pedometer.
The downside... I still have not heard from the supposed buyer of my house since the appraisal came in. I'm guessing she's not going to work with me... that she wants me to eat all closing costs while I feel like she should pay some. I've already offered to pay over 3/4. This came up on Friday and nothing. Not even her realtor has gotten back to my realtor since Friday. I'd love not to have to keep carrying the house and I'm willing to work with her, but I don't want to get walked all over. The real kicker... she's getting an even better deal than what she offered, but she's being incredibly stubborn about closing costs. She was willing to pay way more than the value so I'd do closing, so I'm puzzled as to why she won't take on an extra small amount in her loan. It's still quite a bit less that what she was going to pay. Go figure. My realtor feels like she may wait 30-40 days, then offer even lower figuring I'll be desperate. I don't know that I'd accept the offer after all of this. Who knows. Just think, a little over a week ago the end was in site and now I'm back at square one. Such is life.
Update: Late Friday - The buyer has backed out. Sigh. It's back on the Market.
Sunday, July 05, 2009
For me, this time, it's in the form of the appraisal of my house. It came in way below what the buyer offered. Which really doesn't surprise me. It's in line with what I thought it would be valued at. The buyer doesn't have a lot for closing costs, so she bid up so that I could carry the brunt of the closing costs, which sounded odd to me at the time, but neither Realtor had a problem. The bank did. And, buyer is apparently trying to qualify for the first time buyer credit, which apparently has a lot of hoops. I get this and I'm willing to work with her, however, in taking 10K less, I don't think I should carry all of the closing costs. I've offered to pay about 3/4 and have pulled the washer and dryer (appears buyer may have their own anyway). Buyer went out of town for the weekend, so I found this out on Friday and have had to wait all weekend. I should know something tomorrow. In the meantime, I went ahead and paid this month's house note. I've got travel coming up and I don't need to worry about not making it.
I found this out while I was testing recliners at La-Z-Boy. Gosh they have some nice ones. I want one that doesn't necessarily scream recliner and is comfortable. I've found one that's a bit more traditional than I'd like, but not overly bulky and it's comfy. I can sit in it and have my feet on the floor! Added bonus - it's also a rocker. Oh how I love to rock.
I'm still debating about a new apartment, but just don't know if I have it in me to pack up everything and move. Nothing has screamed at me. I've found lots of nice places, but moving just seems so daunting. And, in the end, maybe that's my answer. Work with this place, which I like, and not go through the hassle of moving. At least not right now. With me though, you never know. I could change my mind tomorrow. :)
Given all this, I guess it's no surprise I overslept this morning, which just got my whole day out of whack. Before I realized it, I'd eaten a light breakfast and hadn't weighed. Sigh. I was up a tiny amount last week. Maybe I'll weigh tomorrow. I won't be able to next Sunday as I'll be out of town. The really weird thing is I'd been eating at the very load end of my calorie range... some days I'm just not that hungry and have had to really plan to meet the minimum. So, I kind of wanted to know how it went this week as I'm trying to stay in the upper range (about 100 calories below the upper limit) to see if that will make a difference. Sometimes I wonder, though, if I just over think things.
Saturday, June 27, 2009
I can't believe it. Last Sunday night I received an offer on my house. After a bit of back and forth on Monday, it was sold! Closing is set for this Thursday. I'll do my portion by mail. It's been crazy getting everything to my realtor (who thank heavens is also a good friend) cause we didn't expect it to sell in a week. Even better, I'm not taking a huge loss. I'm basically getting what I'd hoped for.
There won't be oodles left after the Realtor fees and the closing costs, but still enough to invest, plus I won't have to pay a house note in addition to rent anymore! About a month ago, I started looking at other apartments. I didn't have a lot of time when I moved here so now I'm seeing what else is out there. I like the space in my apartment, but I'm really missing a washer/dryer in my apartment, heat and AC don't really make it to my bedroom, a little more room in the kitchen would be nice (especially since I'm cooking more), and I'm of the few people who would like to have carpet. Yep, I've got some type of wood laminate and am forever swiffering it (the cat and i both shed), it's slippery, and I think the bedroom would be warmer in the winter if it had carpet (my low this past Winter upon waking, in the bedroom, was 58 degrees!). Also, I'd like a little better parking. It's not so bad unless you're hauling in your groceries or other shopping. A walk from the car to the building and then four flights of stairs.
I've seen several that I liked, with parts that I especially liked. Today I saw one that while the range is about as basic as they come, at least the oven has a window and a light. The fridge is also pretty basic, but the space in the kitchen (and the storage) is good as is the the storage in the rest of the apartment, plus full size washer and dryer. This one also offers me the opportunity to have a garage. It'll cost a bit more, but oh how I miss having a garage. So, we'll see. I didn't get to see the two bedroom and this place is mostly occupied, so I'm hoping to be able to see one of the two bedrooms soon. I think it's getting close to when I'd have to give notice here (and the thought of moving again is really daunting), but it's hard to give notice when you don't know for sure where you'd be going.
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