Thanks for the suggestions on health insurance. I'm not sure we can do a family thing because I'm on Medicare and Tom isn't yet. But I do have a really great insurance guy who I think can help. Minnesota has a rather wacked out insurance system that hasn't worked right the entire time it's been in place - maybe 3 years now. The first year we only paid premiums for about 8 months, the 2nd year it was only Tom and we paid premiums for maybe 9 months and this year we haven't paid anything at all. So because the system is so broken they are shutting it down altogether mid-year. And because we make so munch money on Social Security (really???) we go into the main system. I worked as a Benefit Coordinator for many years of my working life and even I find this very confusing!
Hope you're having a good day today - Happy Labor Day weekend. 21 days ago