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Do you have dental insurance?



 
 
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MRSLEENY
Posts: 1,098
10/11/11 7:50 A

Not since I retired



TBRANTNER3
SparkPoints: (21,238)
Fitness Minutes: (10,505)
Posts: 606
10/11/11 7:41 A

yes



ALPOPLUP
Posts: 5,996
10/11/11 7:40 A

no, I have no insurance of any kind



KLC1925
Posts: 208
10/11/11 7:38 A

Yes



WJPHILLIPS1
SparkPoints: (4,855)
Fitness Minutes: (2,236)
Posts: 155
10/11/11 6:28 A

Yes, I have dental insurance. I am not that pleased with it because I do not feel it provides as much coverage as it should for the price I pay.



RITAROSE
SparkPoints: (111,510)
Fitness Minutes: (77,053)
Posts: 9,395
10/11/11 6:19 A

yes



STARMIZER2000
SparkPoints: (82,735)
Fitness Minutes: (83,525)
Posts: 2,111
10/11/11 5:17 A

no



WILLPOWER
Posts: 3,240
10/11/11 5:10 A

yes



VICKIJOCOLE
SparkPoints: (30,174)
Fitness Minutes: (9,087)
Posts: 2,151
10/11/11 5:09 A

No




HYPERTHRON
SparkPoints: (2,716)
Fitness Minutes: (2,060)
Posts: 61
10/11/11 3:56 A

In Germany everyone have health insurance.



SHERRIE59
SparkPoints: (54,044)
Fitness Minutes: (47,353)
Posts: 7,527
10/11/11 3:34 A

no



BERRY4
SparkPoints: (132,736)
Fitness Minutes: (85,626)
Posts: 6,711
10/11/11 3:10 A

yes - just went last week

Frustation is that dh has insurance also, but he does not use it.



CJSNLOVE3
Posts: 404
10/10/11 11:20 P

Nope



GEOFROG
SparkPoints: (242,589)
Fitness Minutes: (272,310)
Posts: 12,300
10/10/11 11:17 P

Yes, even though I work at a place that has only 6 people total. Boss tries her darnest to give us the insurance we need without making us pay for it including medical.



REGMAGLYPTS
SparkPoints: (20,122)
Fitness Minutes: (25,750)
Posts: 357
10/7/11 12:42 A

no



ROSEMARDORF
Posts: 2,647
10/7/11 12:20 A

No



LROSEEN
SparkPoints: (10,168)
Fitness Minutes: (4,423)
Posts: 374
10/7/11 12:15 A

no



JAREJIL
SparkPoints: (31,214)
Fitness Minutes: (14,435)
Posts: 1,032
10/6/11 11:59 P

yes, but still cant afford to get the work done on my teeth....weird!



KARALEAM
Posts: 4,945
10/6/11 11:58 P

yes



FLORENCEANN06
Posts: 1,551
10/6/11 11:57 P

Oh yeah! Got to keep my pearly white...uh, pearly white! And clean and healthy.



JOABEHR
SparkPoints: (26,870)
Fitness Minutes: (19,892)
Posts: 1,146
10/6/11 11:46 P

Yes



DENVERSUZ
Posts: 290
10/6/11 11:40 P

Yes



MOONCHILD17
Posts: 3,058
10/6/11 11:37 P

no



TEDRALEW
Posts: 318
10/6/11 11:36 P

No, but about to get some emoticon



SCALE_WATCHER
Posts: 2,739
10/6/11 11:29 P

yes



JANIEWWJD
SparkPoints: (209,326)
Fitness Minutes: (189,280)
Posts: 6,612
10/6/11 11:29 P

yes



RUBENB2003
Posts: 10,203
10/6/11 11:16 P

yes



DETERMINEDLOSER
Posts: 4,564
10/6/11 10:57 P

Yes



NEWKAREN43
SparkPoints: (45,972)
Fitness Minutes: (16,255)
Posts: 2,071
10/6/11 10:11 P

I do have dental insurance, and I know I'm one of the few, and I have good coverage...I work for a community health clinic, we see many, many folks who do not have dental insurance, and only care for their teeth when they are in pain. We do what we can to help dentistry be affordable, not a luxury and educate that a little preventative care goes a long way to keeping your teeth...



DIANEGLORIA
Posts: 463
10/6/11 10:06 P

yes, though it is really lousy insurance, pays for just the basics





SANDELIO
Posts: 45
10/6/11 9:29 P

Absolutely!



VSEL55
SparkPoints: (22,586)
Fitness Minutes: (16,923)
Posts: 154
10/6/11 9:24 P

Yes, through my employer. It is nice to have if you need it. I am blessed and have not needed to use many of the benefits.



RUTGERSM0M
SparkPoints: (71,976)
Fitness Minutes: (24,540)
Posts: 3,685
10/6/11 9:23 P

Yes, I have dental, eye and health insurance



CATHYINLA
Posts: 813
10/6/11 9:20 P

I currently have dental covered by my former employer (I am retired) through Cobra but that only lasts for 18 months. Thankful I kept it though as I had to have a dental implant for one tooth and at about $4500 I was glad I had insurance. I can convert it to a regular personal policy at the end of 18 months, but I am not sure it will be worth it due to the cost. I'll have to wait and see and make a decision later. I go twice per year for cleaning and one of those they do x-rays.

I had thankfully planned for my retirement and my dentist and I had been replacing old fillings and decided on which teeth needed crowns over the last 10 years. That should help me lower my spending in retirement.



THISYEARSMODEL
Posts: 3,292
10/6/11 8:17 P

I agree that dental should be part of a health care plan. Right now I'm so busy trying to manage my autoimmune disease with no medical insurance I can't even think adding another component into the mix. Once a year is all I can manage.

(When I got sick my employer fired me and I lost my insurance, so I bought a policy on my own which I kept until I was finally priced out of it by all the rate hikes, well before the 2008 election. Being autoimmune is very expensive, and as a preexisting condition the insurance covered very little and ended up more like very expensive accident insurance policy.)





Edited by: THISYEARSMODEL at: 10/6/2011 (20:19)


ENNAID2
SparkPoints: (9,588)
Fitness Minutes: (4,469)
Posts: 2,256
10/6/11 7:20 P

I used to but it stopped when my husband retired, Now I can only afford to go once a year instead of every 6 months



LAURIED1176
SparkPoints: (17,374)
Fitness Minutes: (10,346)
Posts: 1,320
10/6/11 6:10 P

yes



SLLEE1961
Posts: 2,277
10/6/11 6:10 P

no



PEACEGRANNY
Posts: 2,066
10/6/11 6:06 P

no



BEASTIE72
SparkPoints: (28,187)
Fitness Minutes: (33,460)
Posts: 960
10/6/11 5:57 P

yes, free cleaning every 6 months!!



LINDAMARIEZ1
SparkPoints: (210,116)
Fitness Minutes: (178,185)
Posts: 35,113
10/6/11 5:52 P

YUP! I GO EVERY 6 MONTHS!!!!



MARLIZG
Posts: 3,909
10/6/11 5:50 P

no



GARDENDIVA2
Posts: 608
10/6/11 5:46 P

KRISTIJ3 - Your health insurance includes massages? That is why health insurance costs so much. Another reason is because nobody questions their doctor regarding test done etc. My OBGYN is notorious for this. He orders everything. However, I refused to make the appointment for the bone density test that was not necessary. That would have cost my insurance about $600. Everyone needs to pay attention.

I do not have dental insurance because the insurance would cost more than I would pay the dentist directly. Once in a while you do get hit with the crown or root canal but over the course of a few years you still would have paid more to the insurance company and as most here have said, most insurance plans do not cover this. Again we need to question the dentist's recommendations. A close friend of mine has all of his fillings replaced because the dentist said that the silver ones "may" cause a health risk because of the mercury. This fact has never been proved. So $2,000 later he had new fillings.

I will get off my soap box now.



LANNIEMANUEL
SparkPoints: (75,049)
Fitness Minutes: (45,333)
Posts: 1,898
10/6/11 5:46 P

just lost it when hubby retired from miltary. going to have to find new one :(



4THELOVEOFDOLLS
Posts: 3,961
10/6/11 5:23 P

no



SUSIESEWSEW
Posts: 217
10/6/11 4:33 P

Yes, and I'm grateful my employer offers it.



MEOWMEEEOW
SparkPoints: (14,389)
Fitness Minutes: (9,442)
Posts: 540
10/6/11 4:31 P

thankfully yes... although the $1000 maximum caught up with me last year... but it was still a grand that I didn't have to pay.



BARBBF
Posts: 5,043
10/6/11 4:08 P

yes



KAR807131
SparkPoints: (9,642)
Fitness Minutes: (870)
Posts: 819
10/6/11 4:06 P

No, not since I retired. It is to expensive.



TURKEYCALLER
Posts: 1,052
10/6/11 3:57 P

Yes.



128PERFECT
Posts: 3,026
10/6/11 3:55 P

Yes, My dental insurance is probably the most reasonable insurance I pay.



CATIEBELLE
Posts: 5,649
10/6/11 3:54 P

Yes through my husband's work.



DOTTY7267
Posts: 2,447
10/6/11 3:44 P

No, I currently don't because I've started a new job, which means I have a 90 day waiting period. I did have dental insurance for years, and with my 2 daughters who bith needed braces, it was a lifesaver.



DARKSTARMONKEY
Posts: 298
10/6/11 2:57 P

No, and I have the teeth to prove it. The only things I can get done under my financial aid program are root canals and extractions if a tooth is beyond hope. Therefore I don't smile except closed lipped. Good thing I'm practically a hermit, I suppose.



SPMOM2
Posts: 5,754
10/6/11 2:50 P

yes



DALEJR_FAN_TINA
SparkPoints: (103,663)
Fitness Minutes: (43,565)
Posts: 3,870
10/6/11 2:39 P

Yes through my husband work.



NANNA01X7
SparkPoints: (21,502)
Fitness Minutes: (9,758)
Posts: 1,995
10/6/11 1:55 P

NO



 
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